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ServiceProfessionalInfo (SectionTitle)

Joshua Danielson

Massage Therapist
Tact Massage Therapy
(14)

Tiles styles (SectionTitle)

About us

Loconomics is a cooperative of service professionals (massage therapists, dog walkers, florists, you name it) who want to find clients, help clients find them, and support local business—without middlemen or far-off investors.

We're not millionaires. We're no big tech company. We're a cooperative, meaning the better one of our owners does, the better all of us do. If you're an independent professional, it's likely that the sharing economy and booking websites have changed the way you do business. Maybe you're kneading backs, maybe you're wrangling dogs, maybe you're painting houses, maybe you're sitting children. Maybe you do all these things and more. Whatever your specialty, we want to create a network and booking platform that puts you first. Rethink the way you're told to run your business: a co-operative model benefits you and the local community.

Loconomics joins a long and strong tradition of co-ops in the Bay Area dedicated to the wellbeing of their owners. We're harnessing the power of the internet and the structure of a cooperative so that, as Trebor Shulz says, independent service providers in the sharing economy “can reap the fruits of their own labor.”

Loconomics is dedicated to our members, who provide helpful, creative, and meaningful services to the Bay Area and beyond.

Mission

Loconomics Cooperative's mission is to use technology, shared ownership, and community to strengthen local economies.

We provide tools, a marketplace, and community to our owners, empowering them to thrive in their work as local service professionals.

We provide their clients an app where they can discover and directly book local service professionals safely and easily, without middle-men.

Cooperative Model

From early on, we knew we wanted to be a cooperative, so that we could pool together our backgrounds, resources, and community into a kind of commons—a public utility that our owners could use. David Bollier, a writer we admire for his commitment to the idea of the commons and an “ethical economy,” writes that a commons arises “whenever a group of people decides that it wishes to manage a resource in a collective manner, with a special regard for equitable access…and long-term stewardship.” This is what we're aiming for: a (virtual) place created by and working for our owners.

A cooperative structure means that every owner has an equal vote in the election of the Loconomics board and in other major decisions. It also means that the profits generated by Loconomics will be returned to the owners, in proportion to their participation in generating profits. There is also a small team of people working behind-the-scenes on the app and the generalities of Loconomics who, by way of a small monthly fee assessed to owners, will receive capped salaries in order to keep everything running. Pretty simple stuff! And a far cry, we think, from massive corporate booking sites who have no real interest in creating a vital community of member-owners.

Team

  • Joshua Danielson

    Co-founder

    As an early adopter of the “sharing” economy, Joshua understands both the inner workings of and the power these platforms possess to create economic empowerment for their users. His professional background includes pricing and revenue management, analytics, product strategy and management, contract negotiations, and voice of the customer programs primarily in the travel industry. He holds an MBA from IESE Business School (Barcelona) and a Bachelor of Science in Business from the University of Minnesota Carlson School of Management.

  • Iago Lorenzo

    Co-founder

    Iago has been a freelance web developer since 2012 after working six years in various IT and software engineering positions in the corporate world. He has brought Loconomics to life helping build the original desktop version and creating the mobile app from scratch. He's based in Vigo, Spain, and he and his wife just welcomed a son into the world.

Board of Directors

  • Janelle Orsi

    Board Member

    Janelle is a lawyer, advocate, writer, and cartoonist focused on cooperatives, the sharing economy, urban agriculture, shared housing, local currencies, and community-supported enterprises. She is Co-founder and Executive Director of the Sustainable Economies Law Center (SELC), which facilitates the growth of more sustainable and localized economies through education, research, and advocacy. Janelle has also worked in private law practice at the Law Office of Janelle Orsi, focusing on sharing economy law since 2008. Janelle is the author of Practicing Law in the Sharing Economy: Helping People Build Cooperatives, Social Enterprise, and Local Sustainable Economies (ABA Books 2012), and co-author of The Sharing Solution: How to Save Money, Simplify Your Life & Build Community (Nolo Press 2009), a practical and legal guide to cooperating and sharing resources of all kinds.

  • Christopher Tellez

    Board Member

    Christopher is the owner of SF REIKI CENTER. He has been practicing Reiki since 2010 and studying under Brian Brunius of NYC REIKI CENTER. He is currently a Reiki Master Candidate following the standards of Hawayo Takata and the discipline of Usui Shiki Ryoho with Brian Brunius and will become Reiki Master in 2016. He has worked in the social work profession for over a decade and holds a masters degree from Columbia University School of Social Work. Christopher had been featured in Dot429 and Seven Ponds magazine. Christopher also volunteers with Shanti's Breast Cancer Program and has been funded by the The U'ilani Fund to give Reiki to Breast Cancer survivors.

  • YaVette Holts

    Board Member

    In addition to owning her own massage practice, One Presence Massage in Berkeley, YaVette is also the founder of Cowrie Village and BAOBOB (Bay Area Organization of Black Owned Businesses). Both aim to develop an alternative economy to build community wealth with projects that challenge attitudes toward money.

  • Amy Johnson

    Board Member

    Amy is the Co-Executive Director for the USFWC, after serving as the Membership & Advocacy Director since October 2012. She comes to the worker cooperative community after almost a decade of professional work for non-profit social justice membership organizations and political campaigns, as well as a term as a board member for her local food cooperative during her time in Pennsylvania. She has her MPA in Sustainable Management from Presidio Graduate School in San Francisco.

  • You?

    Future Board Member

    Are you a local service professional passionate about both your work and your community? The board of Loconomics is elected by service professional owners like yourself. We encourage you to nominate yourself or others you think would represent the best interests of service professionals to make Loconomics

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Careers

Believe in what we're doing? We'd love to have you join our team someday. Currently, our budget is very limited, and we're not hiring any full-time positions. That said, send us a note with your specific interests, and we'll keep you in mind as we grow. In the meantime, if you're interested in offering pro-bono/in-kind services to help us complete current projects, please click below on any skills you have.

Staff trusteeship

Tired of climbing a ladder to nowhere? Loconomics is taking a different approach to work. Staff trusteeship is a model of organizational governance that views all staff members of the cooperative as trustees of its mission. Staff trusteeship may emerge as a best practice in the governance of cooperatives with a large and geographically dispersed membership base. While the cooperative exists to benefit its members, it may the full-time staff of the cooperative – not the Board of Directors – that is most capable and available to be directly accountable to the large membership base.

In comparison to staff of conventional businesses and organizations, all staff in a staff trusteeship cooperative have heightened responsibility, and, as such, heightened influence within the cooperative. In order to carry out their heightened responsibilities, each staff member will have relatively equal powers to that of other staff members. Each staff member will have opportunities to influence the activities of the cooperative and to influence their realm of work within the cooperative. The Staff Trustees shall use an internal governance/operational model, such as holacracy, that distributes power among them, ensuring a great deal of agency for each staff member.

Tell Loconomics a little about yourself

Please fill out the information below. Confirmed clients will only receive your email and phone number once they book you. As always, all of your data is safe with us.

Who are you, anyway? Spruce up your profile with a personal touch and tell clients a bit about yourself. Something like…”I'm a San Francisco native,” or “I love b-ball,” or “I am currently pho-obsessed.” Need help with a snazzy photo? Let us know.

Don't have your own website? Use your Loconomics profile as one! Just create a custom URL below.

What kind of work do you do?

Clients will find you by searching by job title in our marketplace. Search for your job title(s) below. Keep in mind that even though you're obviously talented in an amazing number of ways, clients will find you by typing, say, “photographer” rather than “product photographer.”

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How Loconomics works:

  • Search and book

    Find the perfect professional. Profiles include clear pricing and verified reviews.

  • Service completed

    Let the professional do the work and enjoy the time and stress you've saved.

  • Review & repeat

    Help improve your professional's services by sharing your experience. Karma is good.

Why book on Loconomics?

  • Worker-owned

    Loconomics is owned by the professionals providing you great service. No middle-men.

  • All your needs

    Book anything from house cleaning to reiki using the same simple booking process.

  • Easy scheduling

    Book and reschedule 24/7, receive reminders and even sync your calendar.

  • Payments handled

    No awkward cash exchanges, pay with credit card and include optional gratuity.

  • Background check policy

    Choose your comfort level when booking providers using our Background Check Policy.

  • Favorites

    Easily store and share your favorite professionals with your favorite people.

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What Loconomics offers:

  • Tools

    All the marketing, management, and scheduling stuff to enrich and maintain your business.

  • Marketplace

    An easy platform where clients can find and book you directly.

  • Cooperative ownership

    That's right, you own us. You help make decisions. Every year we profit, you'll get a dividend.

Why Join Loconomics?

  • 0%

    No commissions, no bidding

    You have total control of your pricing. There is no markup to your clients.

  • Online scheduler

    Clients can see when you're available and book you.

  • Your own website

    Your profile on our marketplace with a custom URL. We boost you via search engines.

  • Fast & easy payments

    Straight to your bank account, with a small processing fee of 2.9% and $.30 per transaction.

  • Personal branding

    You decide how to present yourself. Tailor your service, then back it up with great reviews.

  • Develop your client base

    Maybe you're an established pro, maybe you're starting out. Devoted clients are waiting.

How Loconomics ownership works:

  • Join up

    You remain independent, but also a member-owner of Loconomics. The better we all do, the better you do. No middle-men and no millionaires.

  • Help make decisions

    You elect our board members (or maybe you get elected!). You choose how active you want to be in making decisions about Loconomics. No fat cats or invisible investors pulling the strings here.

  • Make profits

    When there's a little leftover money in the pool of monthly owner fees, we'll reinvest it in Loconomics, growing our cooperative and community.

Owner pricing:

  • Monthly

    $29.95

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Be your shiny self

  • WELCOME

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  • YOUR COOPERATIVE

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  • Add a new Cleaning Professional service

    1. Appliance wipedowns
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    Clients can now find and book your services in the marketplace.


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    Getting paid is the easy part. We've partnered with Braintree (a leading credit card merchant provider) to deposit payments directly into your bank account. Braintree's transaction fee (2.9% plus $0.30 transaction fee) is automatically subtracted from your payment. Easy, right? Just complete the information below.

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    Agree to the terms of service

    Loconomics Cooperative, Inc. (Loconomics) uses Braintree Payment Solutions LLC (Braintree) for payment processing. In order for you to use Braintree's payment processing services, you must enter into the Merchant Services Agreement (MSA) with Braintree and its sponsoring bank. The MSA is available at www.braintreepayments.com/agreements/merchant. By accepting this Agreement, you agree: (a) that you have downloaded or printed the MSA, and (b) that you have reviewed and agree to the MSA. Please note that Loconomics is not a party to the MSA and that you, Braintree and Braintree's sponsoring bank are the three parties to the MSA and that Loconomics has no obligations or liability to you under the MSA. If you have questions regarding the MSA, please contact Braintree at 877.434.2894.

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    Yep, privacy is pretty important. Let us know what you're thinking below, and let us know of any concerns or questions. Please refer to our Privacy Policy for further details.

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    TERMS OF SERVICE

    Effective Date: February 1, 2016

    1. Introduction

    Welcome to Loconomics.

    These Terms of Service (“Agreement”) contain the terms on which Loconomics Cooperative, Inc. (“Loconomics” or “Loconomics Cooperative”), a California Consumer Cooperative Corporation, offers you access to www.loconomics.com, an internet platform (”Website") and mobile application (“Loconomics Application”). Loconomics Cooperative owns and operates this Website, the Loconomics Application, the mobile and touch versions of the Website, and any individual websites or service-professional-specific, city-specific, or other area-specific websites we have now or in the future. The Loconomics Application, the Website, and links contained within or otherwise available through external hyperlinks within or directed to our Website or the Loconomics Application, and various services provided by Loconomics or third parties will be collectively referred to as the “Loconomics Service.”

    By using the Loconomics Service, you agree to this Agreement with Loconomics. It is important that you understand the Agreement, because the Agreement governs your relationship with Loconomics as well as transactions made with third parties using Loconomics.

    This Agreement includes:

    • Your agreement that the Loconomics Service is provided “as is” and without warranty (Section 21).
    • Your agreement that Loconomics has no liability regarding the Services booked through the Loconomics Service (Section 20).
    • Your consent to release Loconomics from liability based on claims between Users (Section 17).
    • Your agreement to indemnify Loconomics from claims due to your use or inability to use the Loconomics Service or content submitted to the Loconomics Service in connection with your account or profile (Section 22).
    • Your consent that either party has the right to compel arbitration (Section 18).
    • Your consent that no claims can be adjudicated on a class basis (Section 18).

    This Agreement is effective on February 1st, 2016 for current users, and upon acceptance for new users.

    2. Use of the Loconomics Service

    Before you may become a User of the Loconomics Service, you must read and accept all of the terms of this Agreement, the Loconomics Privacy Policy, the Loconomics Background Check and License Verification Policy, and other policies currently published on the Website. You agree that this Agreement, the Privacy Policy, the Background Check and License Verification Policy, and other published policies on the Website will apply whenever you use the Loconomics Service.

    You are responsible for all equipment required to access the Loconomics Service, including but not limited to, a properly-configured computer or smartphone with Internet access, any required software such as a properly-configured Internet browser or mobile application, and any other equipment needed to use the Loconomics Service.

    Only persons who are 18 years old or older may become a User of the Loconomics Service. This is because persons who are under 18 years old are unable to enter into binding contracts.

    You may not interfere with the proper working of the Loconomics Service. You may not copy, modify, or distribute (a) content from the Loconomics Service or (b) any other content covered by Loconomics' copyrights and trademarks. You may not harvest or otherwise collect information about Users, including email addresses, without those Users' consent.

    Your User Account may be terminated without warning if Loconomics believes that you have violated any term of this Agreement or any federal, state, or local laws, rules, or regulations.

    3. Neutral Venue

    The Loconomics Service is a communications and client management platform for connecting people offering Services (“Service Professionals”) and people looking for Services (“Clients”). Service Professionals, Website visitors, Clients, and other users of the Loconomics Service together are referred to as "Users." The work that a Service Professional will provide to a Client, and for which the Client will pay the Service Professional, is referred to as “Services.” Services also include any materials provided by the Service Professional, either with or without charge, to the Client. Loconomics creates a neutral venue for Service Professionals to find Clients, and for Clients to find Service Professionals.

    Users contract for Services directly with other Users. Loconomics does not take part in the Services provided to Clients by Service Professionals and will not be a party to any contracts for Services. Rather, Loconomics is merely a communication, scheduling, and payment processing platform.

    When using the Loconomics Service, you may be a Service Professional, a Client, or both.

    Users do not have authority to enter into contracts or commitments, whether written or oral, implied or express, on behalf of Loconomics.

    4. No Employment of Service Professionals

    Loconomics is not an employer of the Service Professionals and Service Professionals do not become Loconomics employees by providing Services to Clients or by becoming Owners of Loconomics. You acknowledge that we do not supervise, direct, control, or make representations about the suitability, reliability, timeliness, or accuracy of the Services offered and provided by Service Professionals through the Loconomics Service in any manner. No agency, partnership, joint venture, employee-employer, or franchiser-franchisee relationship is intended or created by this Agreement or by the receipt of any benefits or advantages received by Service Professionals through Loconomics. As such, we will not be liable for any tax or withholding, including but not limited to unemployment insurance, employer's liability, social security, or payroll withholding tax in connection with your use of the Loconomics Service. You understand and agree that if we are found to be liable for any tax or tax withholding in connection with your use of Services, then you will immediately reimburse and pay to us an equivalent amount, including any interest or penalties thereon. You further agree to indemnify, hold harmless, reimburse (for taxes, penalties, interest, and attorney's fees), and defend us from any and all claims that a Service Professional was misclassified as an independent contractor or an employee, any claims that we were an employer or joint employer of a Service Professional, and any claims under any employment-related laws, such as those relating to employment termination, employment discrimination, harassment, retaliation, wage and hour laws, overtime pay, sick leave, holiday or vacation pay, retirement benefits, worker's compensation benefits, unemployment benefits, or any other employee benefits.

    Service Professionals are solely responsible for all aspects of the Services they perform, including the quality, timing, legality, or failure to provide Services. Loconomics does not control the actions or inactions of Users.

    Loconomics does not provide any materials or supplies to provide the Services. Service Professionals must provide their own tools and equipment.

    Service Professionals manage their own schedules, availability, pricing, and quality of Services provided.

    Loconomics does not require training for Service Professionals, apart from training that the Service Professional must obtain for providing Licensed Professional Services. However, optional training may be offered as a benefit for Loconomics Owners.

    Service Professionals are encouraged to advertise independently.

    One purpose of forming Loconomics as a cooperative is to provide ideal working opportunities and conditions to independent Service Professionals, while ensuring that Services Professionals remain independent and have choice and flexibility in their work.

    5. User Accounts and Communication

    If you are a Client, you must create a User Account with Loconomics to schedule an appointment. If you are a Service Professional, you must create a User Account with Loconomics to use the Loconomics Service. If you create a User Account with us, you agree to provide true, accurate, and complete information and to update such data as necessary. If we have reasonable grounds to suspect that your information is inaccurate, we may suspend or terminate your account and prohibit you from any use of the Loconomics Service (see also Section 14, “Loconomics Service Termination”). You agree not to use any user name that is obscene, defamatory, or derogatory. You are responsible for maintaining the confidentiality of your password and for changing your password if you believe that it has been stolen or might otherwise be misused. You agree to notify Loconomics immediately of any unauthorized use of your user name and/or password and any other suspected breach of security regarding the Loconomics Service. We shall not be liable for any loss or damage arising from the unauthorized use of your user name and/or password.

    Any personally identifiable information supplied will be subject to the terms of the Privacy Policy.

    By providing your phone number and using the Loconomics Service, you hereby affirmatively consent to Loconomics and Users conducting transactions with each other through the Loconomics Service using your phone number for calls and, if such phone number is a mobile number, for text messages, in order to assist with facilitating the requested Services. Standard call or message charges or other charges from your phone carrier may apply to calls or text messages we send you. You may opt-out of receiving text messages from Loconomics by replying with the word "STOP" to a text message from Loconomics.

    Loconomics may send you confirmation and other transactional emails regarding the Services. Loconomics may also send you emails about services that we think might interest you (“Promotional Emails”). The Promotional Emails include an option for you to opt out of receiving such emails.

    6. Rules for Service Professionals

    Service Professionals must be individuals, not agencies or people acting on behalf of agencies; however, worker-owned cooperatives and nonprofit organizations may be Service Professionals if approved as Owners according to the Bylaws and any other policies specifically applicable to worker-owned cooperatives and nonprofit organizations. Except in the case of worker-owned cooperatives and nonprofit organizations, the profile you create must represent a single person performing Services; you may not have employees, agents, or substitutes provide Services on your behalf.

    Service Professionals may choose to partner with other Service Professionals using our group booking functionality to perform particular Services that require more than one person. In such cases, Service Professionals must still be individuals, not agencies or people acting on behalf of agencies.

    Service Professionals must perform Services at the scheduled time and as described to the Client when booking or, if you are unable to fulfill Services at the scheduled time, you must promptly notify the Client and cancel or reschedule using the Loconomics Service.

    Service Professionals are responsible for managing availability for online appointments including maintaining the accuracy and completeness of available times, Services available, service locations and/or service areas, and all other information necessary for Clients to schedule online appointments with you.

    Service Professionals offering mental and health care Services that are reimbursable by federal and state health care programs agree:

    a) not to seek reimbursement from any third party payer (including, but not limited to, Medicare or Medi-Cal) for any portion, in whole or in part, of the Services booked through the Loconomics Service, and to accept as payment in full the amount paid by Client for the Services at the time of booking (or later, if so agreed);

    b) not to offer Services at discounted or promotional pricing through the Loconomics Service, and not to advertise any such discounts or promotions through the Loconomics Service.

    The Services cannot, under any circumstances, include:

    a) sexual activity; or

    b) unlawful activity of any kind.

    It is your responsibility to ensure that you are legally able to provide your Services.

    You represent that you have the legal ability in your jurisdiction and where you are marketing your Services to perform the Services listed in the Loconomics Service. Without limiting the foregoing, you represent that you have any license required to provide your Services and are willing to undergo a Background Check prior to providing Sensitive/Licensed Professional Services (see also Section 19, “Background Checks”).

    7. Rules for Clients

    Clients are solely responsible for choosing suitable Service Professionals. Loconomics does not endorse any Service Professional. When acting as a Client, you agree that Loconomics is not responsible or liable for unsatisfactory Services performed by Service Professionals. You should make whatever investigation you deem necessary or appropriate before hiring or engaging a Service Professional (see also Section 19, “Background Checks”).

    Clients are responsible for attending (if so agreed at the time of booking) all appointments made through the Loconomics Service or, if you are unable to attend an appointment, to promptly notify the Service Professional and cancel or reschedule using the Loconomics Service.

    You may not hire Service Professionals with the purpose of reselling their Services.

    You will take the necessary safety precautions when meeting Service Professionals to ensure both their and your own safety.

    You accept responsibility to confirm that the Service Professional's identity and professional license or certification (if required) match the information on their profile.

    8. Fee Structure

    Joining Loconomics, viewing profiles, and viewing descriptions of Services are free. Current fees for all services are listed on our Fees page. The following provides a general overview of fee structure and which specific fee amounts are subject to change.

    If you are a Service Professional, you may use the Loconomics Service free of charge for a limited time per any promotional terms (“Trial Period”). After the Trial Period has ended, payment of a monthly or annual fee “User Fee” is required to continue using the Loconomics Service. A valid credit card is required, and the User Fee is billed in advance on a monthly or annual basis (“Billing Period”) in accordance with our pricing schedule. Payment for the first Billing Period of service will become due immediately upon the end of the Trial Period; if you have not yet entered your credit card information, we will prompt you for this information. You must enter your credit card information before the end of the Trial Period or your account will become inaccessible. After your credit card information is entered, your credit card will be immediately charged for the first Billing Period of service. Thereafter, your credit card will be billed for each Billing Period after the Trial Period until your account is terminated by you or by Loconomics. You warrant that the credit card you enter is good and valid, and that you are authorized to use such credit card. You authorize Loconomics to charge such credit card for amounts due for the Loconomics Service. Loconomics reserves the right to suspend or cancel your account if a charge to your credit card is denied or disputed. All payments are non-refundable; Loconomics does not refund for partial months of service or non-use of the Loconomics Service. All fees are exclusive of all taxes, levies, or duties imposed by taxing authorities with respect to your use of the Loconomics Service, and you shall be responsible for payment of all such taxes, levies, or duties.

    Loconomics may charge a fee to Clients upon booking of Services through the Loconomics Service. Any “Booking Fee” will be disclosed at the time the booking is made.

    Loconomics intentionally does not charge any Booking Fee for any mental or health care Services regulated under federal or state law prohibiting such fees. Should you feel a Booking Fee has been charged in error for such Services, please e-mail support@loconomics.com and it will be refunded and corrected.

    Loconomics charges a set fee for certain premium services, such as a Background Check. The cost of a premium service is disclosed at the time you sign up for the premium service.

    Loconomics deducts the Payment Service Provider's payment processing fees from the total amount paid by a Client for Services before transferring the Payment Amount owed to a Service Professional.

    Loconomics reserves the right to change the fee structure set forth above, at its sole discretion. Loconomics will give Users at least fourteen (14) calendar days' notice of any change to the fee structure by posting the change on the Loconomics Service.

    9. Payments, Adjustments, and Cancellations

    Users of the Loconomics Service may be required to provide their credit card or bank account details to Loconomics and the Payment Service Provider “PSP” retained by Loconomics (currently, Braintree, a division of PayPal, Inc.).

    The cost of Services booked through the Loconomics Service, any agreed out of pocket expenses owed to the Service Professional, any tip or gratuity, if applicable, and any service fees owed to Loconomics for the use of the Loconomics Service are collectively referred to as the “Payment Amount.”

    When payment is required when booking Services, Loconomics will charge the Client's credit card the Payment Amount after the appointment for the booked Services. Loconomics may also put a hold on the Client's credit card for the Payment Amount at the time the appointment is booked through the Loconomics Service to ensure that payment can be taken at the appropriate time. Certain Services may require that, by a clearly stated deadline, a Client and/or Service Professional mark that Services are complete after the appointment is finished and/or finalize a Payment Amount. Should the User not complete the requested actions before the deadline, the User forfeits their right to make any adjustments.

    When payment is not required at the time of booking an appointment, the Client agrees to pay the Service Professional the Payment Amount using the Service Professional's preferred payment option(s).

    Service Professionals may make bundles or packages available in which Users can purchase multiple Services or sessions in a single transaction. All sessions of the Services must be booked through the Loconomics Service. Service Professionals may set an expiration date for any bundle or package, and any unused package value is lost as of the expiration date.

    Clients may have the option of choosing that the Services to be repeated on a regular basis (“Recurrent Services”). For example, a Client may choose that Services be performed every two weeks. When a Client chooses Recurrent Services, Loconomics will automatically schedule those Recurrent Services to occur on future dates indefinitely at the frequency requested by the Client. The Client's credit card will be charged for the Recurrent Services as the appointments for Services occur and for any applicable cancellation fees. Loconomics cannot guarantee appointments for Recurrent Services will not be canceled or rescheduled by the Service Professional.

    Services may be canceled or rescheduled up to the "Cancellation Period" (the advance notice prior to the scheduled appointment time required to effect an appointment cancellation outlined in the Service Professional's own policy on cancellation (“Cancellation Policy”) of the appointment to take place. If you wish to cancel or reschedule Services, you must do so by using the appointment cancellation feature through the Loconomics Service prior to any Cancellation Period for such Services. You understand and agree that should you cancel or reschedule your Services after the Cancellation Period or if you do not show up for your appointment time, you may be charged part of or the full value of the Services in accordance with the Service Professional's Cancellation Policy (“Cancellation Fee”).

    Service Professionals set their own Cancellation Policies, and Loconomics must enforce these Cancellation Policies. It is therefore very important to understand a Service Professional's Cancellation Policy prior to attempting to cancel or reschedule an appointment. A full refund of a Cancellation Fee may be issued to a Client upon three events:

    a) if the Client cancels Services before the Cancellation Period;

    b) if the Service Professional cancels the Client Services; or

    c) if the Service Professional refuses to honor any Services at the agreed date and time.

    If you wish to make a request for a refund, any such request for refund must be made within 48 hours after the scheduled end time of the Services. For each valid refund request, Loconomics will refund the Payment Amount upon request in the original form of payment, or will credit the User Account of the Client with an equivalent value in Loconomics "Credits" for future purchases through the Loconomics Service. Loconomics Credits do not expire.

    Loconomics reserves the right, in its sole discretion (but not the obligation), to (a) place on hold all or a portion of any Payment Amount, or (b) refund the Payment Amount, provide Credits, or arrange for the PSP to provide a refund.

    Service Professionals may be required to register with the PSP, agree to Terms of Service of the PSP, and go through a vetting process at the request of the PSP to set up their account with the PSP. Terms of Service between Service Professionals and the PSP retained by Loconomics are available by clicking here (the “PSP Agreement”). By accepting these Terms of Service, each Service Professional agrees that they have opened, downloaded, or printed, and reviewed and agreed to the PSP Agreement. Please note that Loconomics is not a party to the PSP Agreement and that you, the PSP, and any other parties listed in the PSP Agreement are the parties to the PSP Agreement and that Loconomics has no obligations or liability to any Service Professional under the PSP Agreement.

    Users of the Loconomics Service will be liable for any taxes required to be paid on the Services provided under the Agreement.

    Because state and local tax laws vary significantly by locality, you understand and agree that you are solely responsible for determining your own tax reporting requirements in consultation with tax advisors, and that Loconomics cannot and does not offer tax advice to Service Professionals or Clients. You have to pay your taxes for any income you receive in transactions resulting from using Loconomics. We are not liable for your nonpayment of taxes.

    10. Public Nature of Your Statements

    The Loconomics Service may contain User profiles, descriptions of Services, Reviews, photos, email systems, blogs, or other message or communication facilities (“Public Areas”) that allow Users to communicate with each other. You may only use such community areas to send and receive messages and material that are relevant and proper to the applicable area.

    You understand and agree that all Statements, any comments or reviews you post on the Website, and any information contained in a Service Professional's profile are public and not private. Any other person (whether or not a User the Loconomics Service) may read your Statements without your knowledge. Please do not include any Personal Information (as defined in our Privacy Policy or otherwise) in your Statements. Any Statements you post to or in connection with the Loconomics Service are not confidential. By placing any information or other material in Public Areas (including but not limited to posting messages, uploading files, uploading photos, inputting data, or engaging in any other form of communication), you automatically grant (or warrant that the owner of such content has expressly granted) to Loconomics a perpetual, royalty-free, non-exclusive, irrevocable, unrestricted, worldwide license to use, copy, sublicense, reproduce, distribute, redistribute, modify, adapt, publish, edit, translate, transmit, create derivative works of, publish and/or broadcast, publicly perform or display any materials or other information (including without limitation, ideas contained therein for new or improved products or services) you submit to the Public Areas alone or as part of other works in any form, media, or technology whether by any means and in any media now known or hereafter developed and to sublicense such rights through multiple tiers of sublicenses.

    Loconomics reserves the right to terminate its Agreement with you or any other User who infringes third-party copyrights. If you believe that any material has been posted via the Loconomics Service by a User in a way that constitutes copyright infringement, you shall provide Loconomics with the following information:

    a) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyrighted work;

    b) an identification of the copyrighted work and the location on the Website of the allegedly infringing work;

    c) a written statement that you have a good faith belief that the disputed use is not authorized by the owner, its agent, or the law;

    d) your name and contact information, including telephone number and e-mail address; and

    e) (e) a statement by you that the above information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on the copyright owner's behalf.

    Contact information for Loconomics's DMCA Agent for notice of claims of copyright infringement is: Loconomics Cooperative, Inc., Attention: DMCA Agent, 3150 18th Street, Suite 438, Mailbox 208, San Francisco, CA 94110, support@loconomics.com. UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT THAT ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY AND CIVIL PENALTIES, INCLUDING MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS' FEES.

    Please note that this procedure is exclusively for notifying Loconomics and its affiliates that your copyrighted material has been infringed. The preceding requirements are intended to comply with Loconomics' rights and obligations under the DMCA, including 17 U.S.C. ß512(c), but do not constitute legal advice. It may be advisable to contact an attorney regarding your rights and obligations under the DMCA and other applicable laws.

    In accordance with the DMCA and other applicable law, Loconomics has adopted a policy of terminating, in appropriate circumstances, Users who are deemed to be repeat infringers. Loconomics may also at its sole discretion limit access to the Loconomics Service and/or terminate the accounts of any Users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

    You may not do the following through your Statements or on any Public Area:

    a) post content of a sexual or sexually-suggestive nature;

    b) post content in an inappropriate category or areas;

    c) post any discriminatory content;

    d) post any content that violates any law or third party rights;

    e) harass or threaten any person;

    f) post or distribute false, inaccurate, misleading, infringing, defamatory, or libelous content (including personal information);

    g) post or distribute any offensive, obscene, or unlawful content;

    h) take any action that may undermine the feedback or ratings systems;

    i) post or distribute spam, unsolicited, or bulk electronic communications, chain letters, or pyramid schemes;

    j) advertise or offer to sell services not relevant to the Loconomics Service;

    k) distribute viruses or any other technologies that may harm Loconomics, or the interests or property of any Users;

    l) copy, reproduce, modify, create derivative works from, distribute, or publicly display any content (except for your profile information including public Reviews that have been posted to your profile referred to as “Your Information”) without the prior express written permission of Loconomics and the appropriate third party, as applicable.

    The foregoing list of prohibitions is not complete or exclusive. Loconomics does not control or endorse any Statement found in any part of the Public Areas, and we specifically disclaim any liability concerning the Statements and the Public Areas and any actions resulting from your participation in any part of the Public Areas, including any objectionable content.

    If you violate any of these prohibitions, Loconomics in its sole discretion may take any of the following actions:

    a) delete some or all of your reviews or other Statements;

    b) limit your User privileges;

    c) suspend or terminate your User Account;

    d) report to law enforcement authorities any actions that may be illegal;

    e) take other appropriate action.

    Loconomics will cooperate with law enforcement agencies in any investigation of alleged illegal activity on the Public Area, the Loconomics Service, or elsewhere on the Internet.

    11. Reviews

    At Loconomics, Clients are able to leave reviews of Service Professionals, and Service Professionals are able to leave reviews of Clients (“Reviews”). Accurate and honest Reviews are critical to the effective operation of the Loconomics Service. Accordingly, you agree to use careful, prudent, and good judgment when leaving reviews of another User. The following review-related actions are prohibited:

    a) threatening to leave a negative Review in order to coerce a User into providing or receiving Services not agreed to as part of the Services to be provided;

    b) leaving a Review in order to make the Service Professional or Client appear better or worse than he or she actually is or was;

    c) impersonating any other person, falsifying contact information, misrepresenting a relationship with any Service Professional, or otherwise attempting to mislead others as to the identity of the sender or the origin of a Review;

    d) attempting to prevent another User from leaving a Review.

    If you violate any of these prohibitions, Loconomics in its sole discretion may take any of the following actions:

    a) delete some or all of your Reviews or other Statements;

    b) limit your User privileges;

    c) suspend or terminate your User Account; or

    d) take other appropriate action.

    In the event of a dispute between Users regarding a Review, Loconomics will make the final decision regarding the resolution of the dispute. You agree that Loconomics has the right to remove any Review at any time in its sole discretion. You agree that Loconomics shall not be liable for the content of any Review, or for the removal or failure to remove a Review.

    12. Feedback

    You may choose to or we may invite you to submit comments or ideas about the Loconomics Service, including without limitation about how to improve the Loconomics Service or other products (“Idea(s)”). By submitting any Idea, you agree that your disclosure is gratuitous, unsolicited, and without restriction and will not place Loconomics under any fiduciary or other obligation to you, and that we are free to use or publish the Idea without any compensation to you, and/or to disclose the Idea on a non-confidential basis or otherwise to anyone. You further acknowledge that, by reviewing or accepting your submission, Loconomics does not waive any rights to use similar or related ideas previously known to Loconomics, or developed by its staff members, or obtained from sources other than you.

    13. License Grant

    By posting Statements or other information on or through the Public Areas or through Feedback or in connection with the Loconomics Service, you grant Loconomics a royalty-free, perpetual, irrevocable, non-exclusive license to use, reproduce, modify, publish, edit, translate, distribute, perform, and display the Statements alone or as part of other works in any form, media, or technology whether now known or hereafter developed without territorial or time limitations, and to sublicense such rights through multiple tiers of sublicensees. Your license of any Statements or information submitted above extends to use for promotions, advertising, market research, or any other lawful purpose, without limitation

    14. Loconomics Service Termination

    Loconomics may immediately terminate your right to use the Loconomics Service without notice to you under certain circumstances, including, but not limited to:

    a) breaches of the Terms of Service or Other Policies;

    b) requests by law enforcement, government agencies, or court order;

    c) security and technical issues or problems;

    d) non-payment of any fees owed by you; or

    e) extended periods of inactivity.

    If we terminate your right to use the Loconomics Service, you understand and agree that we may delete all of your content (and any content associated with you) and that we will not be liable to you or any third party, for any termination of your right to use the Loconomics Service or for the deletion of your content.

    Upon termination, we will have no further obligation to grant you any access to or use of the Loconomics Service.

    15. Special Promotions

    We may from time to time provide certain promotional opportunities to Users. All promotions will be run at our sole discretion, and can be activated, modified or removed at any time by us without advance notification.

    In the event that you are given a code through which you may refer a friend to Loconomics in exchange for a referral credit, you shall not use any online marketing or advertising to promote such code or to artificially increase the amount of credits awarded. By way of example, you may not post, or cause, request, or permit a third party to post any such code on a coupon website, nor use any paid search marketing, online advertising, forum posting, newsgroup posting, or bulk email to disseminate such code. You may only share such code with your personal friends and acquaintances for legitimate referral purposes, as determined by us in our sole discretion. Without limiting our other rights and remedies, we may terminate such code and/or your account for any breach of this Section.

    16. Third Party Resources

    The Loconomics Service may give you access to links to third-party websites. We provide such third party links to help you find potentially relevant resources, but we do not endorse any of these third party sites or services and we do not control them in any manner. Accordingly, the Company does not assume any liability associated with the third party service. You need to take appropriate steps to determine whether accessing a third party service is appropriate using your own discretion, and to protect your personal information and privacy on such third party site or service.

    17. Disputes

    If you have a dispute with another User, you should make every attempt to resolve your dispute in direct conversation with the other User, preferably using the Loconomics messaging service. Should Users be unable to reach a resolution in a dispute about Services, Payment Amount, or a User Review, Loconomics will make the final decision.

    You release Loconomics (and its officers, directors, members, owners, employees, agents, subsidiaries, and affiliates) from all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such dispute. If you are a California resident, you waive California Civil Code §1542, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in their favor at the time of executing the release, which if known by him or her must have materially affected their settlement with the debtor."

    If you have a complaint about the Loconomics Service, you may direct complaints to:

    Loconomics Cooperative, Inc.
    3150 18th Street Suite 438
    Mailbox #208
    San Francisco, CA 94110

    support@loconomics.com

    (415) 735-6025

    If you are a California resident, you may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by contacting them in writing at 400 R Street, Sacramento, CA 95814, or by telephone at (800) 952-5210.

    18. Arbitration

    We will make every reasonable effort to resolve any disagreements that you have with Loconomics. If those efforts fail, by using the Loconomics Service you agree that any claim, dispute, or controversy you may have against Loconomics arising out of, relating to, or connected in any way with this Agreement, the Loconomics Service, or the purchase or sale of any Services, shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association ("AAA") and conducted before a single arbitrator pursuant to the applicable Rules and Procedures established by AAA ("Rules and Procedures"). You agree further that:

    a) The arbitration shall be held in San Francisco, California or at such other location as may be mutually agreed upon by you and Loconomics;

    b) The arbitrator shall apply California law consistent with the Federal Arbitration Act and applicable statutes of limitations, and shall honor claims of privilege recognized at law;

    c) There shall be no authority for any claims to be arbitrated on a class or representative basis, arbitration can decide only your and/or Loconomics' individual claims, and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated;

    d) In the event that you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Loconomics will pay as much of your filing and hearing fees in connection with the arbitration as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive; and

    e) With the exception of subpart (c) above, if any part of this arbitration provision is deemed to be invalid, unenforceable, or illegal, or otherwise conflicts with the Rules and Procedures established by AAA, then the balance of this arbitration provision shall remain in effect and shall be construed in accordance with its terms as if the invalid, unenforceable, illegal, or conflicting provision were not contained herein. If, however, subpart (c) is found to be invalid, unenforceable, or illegal, then the entirety of this Arbitration Provision shall be null and void, and neither you nor Loconomics shall be entitled to arbitrate their dispute.

    19. Background Checks and License Verification

    Service Professionals may choose, and in some cases are required, to undergo Background Checks or License Verification. These Background Checks and License Verifications are carried out in accordance with the “Background Check and License Verification Policy,” which is available HERE and incorporated into this Policy by reference. Both Clients and Service Professionals are strongly encouraged to read that policy in detail.

    Loconomics cannot and does not assume any responsibility for the accuracy or reliability of Background Check and License Verification information, the Tier System, and the decisions made thereunder, or any other information provided by or about Service Professionals. The scope of Background Checks and License Verification is limited and any information that is provided to Clients by Service Professionals, including but not limited to educational background, skill-level, and other self-descriptive information is offered on a solely volunteer basis by each Service Professional and is not verified by Loconomics unless specifically stated otherwise. Loconomics does not endorse any self-descriptive statements by Service Professionals and does not confirm nor deny the accuracy of these statements unless otherwise noted. BACKGROUND CHECK AND LICENSE VERIFICATION INFORMATION IS PROVIDED AS A COURTESY TO CLIENTS AND SHALL BE USED AT CLIENT'S OWN RISK. NEITHER LOCONOMICS NOR ITS AFFILIATES OR LICENSORS IS RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY SERVICE PROFESSIONAL OR CLIENT OF THE SERVICE AND YOU HEREBY RELEASE LOCONOMICS AND ITS AFFILIATES OR LICENSORS FROM ANY LIABILITY RELATED THERETO. LOCONOMICS AND ITS AFFILIATES AND LICENSORS SHALL NOT BE LIABLE FOR ANY CLAIM, INJURY, DAMAGE, OR LOSS INCLUDING BUT NOT LIMITED TO NEGLIGENT, INTENTIONAL, AND OTHER TORTIOUS OR CRIMINAL ACTS, ARISING IN CONNECTION WITH YOUR USE OF THE SERVICE WHEN COMMITTED BY ANY SERVICE PROFESSIONAL OR CLIENT OF THE SERVICE. NEITHER LOCONOMICS NOR ITS AFFILIATES OR LICENSORS SHALL BE LIABLE FOR ANY CLAIM, INJURY, DAMAGE, OR LOSS SUSTAINED BY SERVICE PROFESSIONALS IN CONNECTION WITH CLIENTS' USE OF THE BACKGROUND CHECKS, TIER RESULTS, OR OTHER SUMMARY INFORMATION, INCLUDING MISUSE OR DISTRIBUTION OF THESE RESULTS BY CLIENTS. NEITHER LOCONOMICS NOR ITS AFFILIATES OR LICENSORS SHALL BE LIABLE FOR ANY CLAIM, INJURY, DAMAGE, OR LOSS SUSTAINED BY SERVICE PROFESSIONALS IN CONNECTION WITH LOCONOMICS' DETERMINATION OF TIER RANKING OR PUBLICATION OF A SUMMARY OF BACKGROUND CHECK OR LICENSE VERIFICATION INFORMATION. NEITHER LOCONOMICS NOR ITS AFFILIATES OR LICENSORS SHALL BE LIABLE FOR ANY CLAIM, INJURY, DAMAGE, OR LOSS SUSTAINED BY CLIENT RESULTING FROM INACCURATE OR INCOMPLETE BACKGROUND CHECKS OR LICENSE VERIFICATION, MISREPORTED TIER RESULTS, OR ANY OTHER INACCURATE OR INCOMPLETE SUMMARY INFORMATION PROVIDED TO A CLIENT OR TO THE PUBLIC.

    20. Limitation of Liability

    You understand and agree that the Service Professional listed as the provider of the Services is

    a) solely responsible for redeeming the booked Services;

    b) fully responsible for all Services they provide to you;

    c) liable for all damages or losses arising out of the Services provided.

    You further acknowledge and agree that Loconomics is not responsible for:

    a) any adjustments made by a Service Professional related to the price of booked Services, or an appointment time or a Service;

    b) any claims for injuries, illnesses, damages, liabilities, and costs ("Liabilities") that you may suffer, directly or indirectly, in full or in part, whether related to any Services.

    To the fullest extent permitted by law, you agree to and hereby waive and release Loconomics and its subsidiaries, affiliates partners, officers, directors, staff members, Owners, and agents from any liabilities arising from or related to:

    a) any act or omission of a Service Professional or Client in connection with the Services, including a Service Professional's or Client's failure to comply with applicable law and/or failure to abide by the terms of Services; and/or

    b) any Services, any action or inaction by a Service Professional or Client; and/or

    c) any indirect, special, punitive, consequential, (including, lost profits or lost data collected through the Services), or incidental damages, whether based on a claim or action of contract, warranty, negligence, strict liability, or other tort, breach of any statutory duty, indemnity or contribution, or otherwise, even if Loconomics has been advised of the possibility of such damages. In no event will Loconomics' liability arising out of or related to this agreement exceed the amounts paid by you for the Services or five hundred dollars, whichever is less.

    TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, LOCONOMICS ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (A) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (B) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF THE LOCONOMICS SERVICE; (C) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (D) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE LOCONOMICS SERVICE; (E) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH THE LOCONOMICS SERVICE BY ANY THIRD PARTY; (F) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE LOCONOMICS SERVICE.

    In some jurisdictions, limitations of liability are not permitted. In such jurisdictions, some of the foregoing limitations may not apply to you.

    21. Disclaimer of Warranty

    You expressly agree that use of the Loconomics Service is at your own risk. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE LOCONOMICS SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Without limiting the foregoing, neither Loconomics, its subsidiaries, affiliates, or any of their respective staff members, agents, Service Professionals, third-party content providers or licensors, or any of their officers, directors, staff members, Owners, or agents, warrant that use of the Loconomics Service will be uninterrupted or error free; nor do they make any warranty as to:

    a) the results that may be obtained from use of the Loconomics Service; or

    b) the accuracy, reliability, or content of any information, Services, or Services booked through the Loconomics Service. The Loconomics Service is made accessible on an "as is" and "as available" basis. Loconomics hereby disclaims any representations, warranties and conditions, whether express or implied, including those to title noninfringement, merchantability, and fitness for a particular purpose.

    Some states do not allow the exclusion of implied warranties, so the above exclusions may not apply to you. This Agreement gives you specific legal rights, and you may also have other rights which vary from state to state. The disclaimers and exclusions under this Agreement will not apply to the extent prohibited by applicable law. LOCONOMICS DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE LOCONOMICS SERVICE OR ANY HYPERLINKED WEBSITE OR SERVICE, AND LOCONOMICS WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

    The information presented or contained in the Loconomics Service or provided through the Loconomics Service is presented for informational purposes only. No information, whether oral or written, obtained by a Client from a Service Professional, a Service Professional from a Client, or from the Services will create any warranty not expressly stated in this Agreement.

    Each User hereby agrees and understands that:

    a) Loconomics does not sell, exchange, buy, or offer for sale, negotiate or attempt to negotiate, a sale or exchange of any interest in any Services;

    b) Information about booked Services is provided directly by the Service Professional and not by Loconomics, and Loconomics does not engage in reviewing information contained within booked Services in any manner;

    c) The decision to book Services is entirely at the Client's discretion and Loconomics does not induce or attempt to induce any User to book Services;

    d) The prices listed by any Service Professional for Services may often exclude sales tax or gratuity which may be added to the final sale price at the time the booking is finalized; and

    e) Loconomics does not guarantee any price or Services offered by a Service Professional.

    The Loconomics Service is controlled and offered by Loconomics from its facilities in the United States of America. Loconomics makes no representations that the Loconomics Service is appropriate or available for use in other locations. Those who access or use the Loconomics Service from other jurisdictions do so at their own volition and are responsible for compliance with local law.

    22. Indemnity

    You agree to defend, indemnify, and hold harmless Loconomics and its subsidiaries, agents, licensors, managers, and other affiliated companies, and their Owners, Service Professionals, staff members, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising out of or related to:

    a) your use of and access to the Loconomics Service, including any data or content transmitted or received by you;

    b) your violation of any term of this Agreement, including without limitation your breach of any of the representations and warranties above, or representation or warranty;

    c) your violation of any third-party right, including without limitation any right of privacy or Intellectual Property Rights;

    d) your violation of any applicable law, rule or regulation;

    e) if you are a Service Professional, any claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including attorneys' fees) accrued by Loconomics arising out of or connected with your attempt to obtain reimbursement (whether or not actually obtained) from any third party payer (including, but not limited to, Medicare or Medi-Cal) for Services booked through the Loconomics Service;

    f) if you are a Service Professional, any claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including attorneys' fees) accrued by Loconomics arising out of or connected with your offer of mental or health care Services at discounted or promotional pricing through the Loconomics Service in violation of this Agreement;

    g) User content or any other information or content that is submitted via your account including without limitation misleading, false, or inaccurate information;

    h) negligent or willful misconduct; or

    i) any other party's access and use of the Loconomics Service with your unique username, password, or other security code.

    23. Notices

    Legal notices to Loconomics must be sent to the address below. Legal notices to Loconomics shall be deemed given upon receipt by Loconomics.

    Loconomics Cooperative, Inc.
    3150 18th Street Suite 438
    Mailbox #208
    San Francisco, CA 94110

    legal [at] loconomics.com

    Legal notices to you will be sent to the email address you provide to Loconomics during the registration process. Legal notices to you shall be deemed given 24 hours after Loconomics' email is sent, unless Loconomics is notified that the email address is invalid. Alternatively, Loconomics may give you legal notice by mail to the address provided during the registration process. In such case, notice shall be deemed given three days after the date of mailing.

    24. Governing Law

    This Agreement is governed in all respects by the laws of the State of California as they apply to agreements entered into and to be performed entirely within California between California residents, without regard to conflict of law provisions. You agree that any claim or dispute you may have against Loconomics must be resolved exclusively by a state or federal court located in San Francisco County, California. You agree to submit to the personal jurisdiction of the courts located within San Francisco County, California for the purpose of litigating all such claims or disputes.

    25. Modifications and Validity

    Loconomics reserves the right, in its sole discretion, to change, modify, or otherwise amend this Agreement, the Privacy Policy, the Background Check and License Verification Policy, and other policies incorporated herein by reference at any time. Loconomics will post a notice of any changes and the amended Agreement, the Privacy Policy, and the Background Check and License Verification Policy at https://loconomics.com/en-US/Terms. Loconomics may also provide notification of any changes via email. It is your responsibility to review this Agreement for any changes. Your use of the Loconomics Service following any amendment of this Agreement will signify your assent to and acceptance of any revised this Agreement. If you do not agree to abide by this Agreement, or any amended Agreement, please do not use or access the Loconomics Service.

    It will not be considered a waiver of Loconomics rights if Loconomics fails to enforce any right it possesses under this Agreement against you. In the event a court finds a provision in this Agreement to not be valid, you and Loconomics agree that such court should incorporate a similar provision that would be considered valid, with all other provisions remaining valid in the Agreement.

    26. HIPAA Compliance

    To the extent applicable and required by HIPAA, Service Professional acknowledges that it may be a “Covered Entity” under HIPAA and subject to HIPAA compliance requirements. Service Professionals that are Covered Entities agree to the Loconomics Business Associate Agreement.

    27. Entire Agreement

    This Agreement governs your use of the Loconomics Service and constitutes the entire agreement between you and Loconomics regarding the subject matter of this Agreement. It supersedes any prior or contemporaneous negotiations, discussions or agreements, whether written or oral, between you and Loconomics regarding the subject matter contained in this Agreement.

    I HEREBY ACKNOWLEDGE THAT I HAVE READ AND UNDERSTAND THE FOREGOING TERMS OF SERVICE, THE PRIVACY POLICY, AND THE BACKGROUND CHECK AND LICENSE VERIFICATION POLICY AND AGREE THAT MY USE OF THE LOCONOMICS SERVICE IS AN ACKNOWLEDGMENT OF MY AGREEMENT TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT.

    PRIVACY POLICY

    Effective Date: September 1, 2016

    Please note that all capitalized terms not defined in this privacy policy (“Privacy Policy”) are defined in the Terms of Service.

    This Privacy Policy describes:

    • What information we collect
    • How we use information
    • When and why we disclose information
    • Your privacy choices
    • How we store and secure information

    This Privacy Policy does not apply to any products or services offered by third parties and made available through the Loconomics Service.

    Please read this Privacy Policy carefully. If you do not agree with our policies and practices, you may not use the Loconomics Service. By accessing or using the Loconomics Service, you agree to the terms of this Privacy Policy, which may change from time to time. Your use of the Loconomics Service after we make any changes to the Privacy Policy constitutes acceptance of those changes, so please check the policy periodically for updates.

    When we say “you,” we are referring to anyone who uses the Loconomics Service. When we say “we” or “us,” we are referring to Loconomics.

    Please contact us if you have any questions or comments about our privacy practices or this Privacy Policy. You can reach us online at support@loconomics.com. You can reach us via postal mail at the following address:

    Loconomics

    Attention: Privacy Policy Agent

    3150 18th Street Suite 438

    Mailbox 208

    San Francisco, CA 94110

    1. Information We Collect

    "Personal Information" means information that can be used to identify, locate, or contact an individual or business. We also treat other information that is associated or combined with Personal Information as Personal Information. We collect information as follows:

    a) Information you provide to us: We receive and store information you voluntarily provide to us when registering to use the Loconomics Service or in the course of using the Loconomics Service, or when you contact us by telephone, email, text, postal mail, social media interaction, or other methods of communication, such as for customer support purposes. The information we receive from you may include:

    • Contact Information, such as your name, postal addresses, email addresses, social media website User account names, telephone numbers, or other addresses at which you receive communications from or on behalf of Loconomics.
    • “Financial Account Information” as needed to process payments for service offerings from the Loconomics Service (such as your credit or debit card number, expiration date, and card verification number). If you are a Service Professional, we may collect your bank account and routing numbers or PayPal account email address to submit payment to you.
    • “Relationship Information,” including lifestyle information, location information related to your state/province, city, or neighborhood, areas of interest, the types of service offerings that interest you, information collected from social media interactions (such as via Facebook Connect), demographic information (e.g., birth date, age, gender), and information about friends who refer you or who you have referred to Loconomics.
    • For Service Professionals, we may collect your business information, such as your business name, a description of your services. You may choose to provide additional business information and integrate social media information from your Facebook page data, Twitter feed data, LinkedIn profile data, or Yelp data.
    • “Past Business Interaction Information,” which you can automatically import by giving Loconomics permission to access your web, mobile or desktop email program, address book contacts, calendar program, or social network accounts such as Google, Facebook, LinkedIn, and FourSquare, or which Loconomics receives through Service Professional use of the Loconomics Service.
    • “Taxpayer Information,” including social security number or taxpayer ID number, to report income to tax authorities, as required by law.

    b) “Automatically Collected” Information: When you access the Service or open one of our emails, we may automatically record certain information by using different types of tracking technology. This “automatically collected” information may include:

    • Computer information, including Internet Protocol address (“IP Address”), a unique user ID, version of software installed, operating system, browser type, software version, regional and language settings, and hardware information.
    • “Mobile Location Information,” if you have activated one of our mobile applications and permitted your mobile or other location-aware device to transmit location data.
    • “Transaction Information” about how you interact with Loconomics or the Loconomics Service, such as dates and times that you visit the Site or App, the Services you view, purchase, redeem, and/or post, and the Service Professionals you add to your Favorites Page; other information about how you use the Loconomics Service; copies of correspondence, text, email, other communications, and applications; the source of traffic to Loconomics, including but not limited to whether you came from Google Search, a partner website, an ad campaign, or email campaign; and how you interact with Loconomics Service Professionals and Partners.
    • “Calendaring Program Information,” including your availability and your appointment time preferences, Transaction Information, and any related comments, notes, or messages you have provided to Loconomics or a Service Professional regarding your availability and/or appointment time preferences. This information may be accessed through the Loconomics Service, web-based calendaring programs, mobile app-based calendaring program, or third-party online calendars (e.g. Google Calendar, Outlook, iCal, Yahoo Calendar) (“Calendaring Programs”) that Users choose to connect to the Loconomics Service.
    • We also use Local Storage Objects (LSOs) such as HTML5 to store User preferences. Various browsers may offer their own management tools for removing HTML5 LSOs.

    c) “Cookies” and Related Technologies: We collect many different types of information from cookies and other technologies. For example, we may collect information from the devices you use to access the Loconomics Service, your operating system type or mobile device model, browser type, domain, and other system settings, as well as the language your system uses and the country and time zone of your device. Browsers routinely send these types of information to web servers. Our server logs also record the IP addresses of the devices you use to interact with the Loconomics Service. We may also collect information about the website you were visiting before you came to the Loconomics Service and the website you visit after you leave our Website, if this information is supplied to us by your browser. In many cases, the information we collect using cookies and other tools is used in non-identifiable ways, but we may also associate the information we collect using cookies and related technologies with Personal Information. The information from cookies and related technology is stored in web server logs and also in web cookies kept on your computers or mobile devices, which are then transmitted back to the Loconomics Service by your computers or mobile devices. These servers are operated and the cookies are managed by us, our Partners or our Service Providers.

    • “Cookies” Information: When you access the Site, we may send one or more cookies – small text files containing a string of alphanumeric characters – to your computer. Loconomics may use both session cookies and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Site. We use persistent cookies for a number of purposes, such as retrieving certain information you have previously provided (such as your User ID if you asked to be remembered), and storing your preferences (e.g., the cities for which you want to be shown Services). Persistent cookies can be removed. Please review your web browser “Help” file to learn the best way to modify your cookie settings.
    • “Pixel Tags” or “Clear Gifs”: Pixel tags and web beacons are tiny graphic images placed on website pages or in our emails that allow us to determine whether you have performed specific actions. When you access these pages or open email messages, the pixel tags and web beacons generate a notice of that action to us, or to our Service Providers. These tools allow us to measure response to our communications and improve our web pages and promotions.
    • Advertising Information: Loconomics uses a specific cookie in order to facilitate the use of Google Universal Analytics for users logged-in to the Loconomics Service (“Logged-In User). If you are a Logged-In User, Loconomics may use your Loconomics user ID in combination with Google Universal Analytics and Google Analytics to track and analyze the pages and screens of the Loconomics Service you visit. We do this only to better understand how you use the Loconomics Service with a view to offering improvements for all Loconomics users; and to tailor our business and marketing activities accordingly, both generally and specifically to you. Google Analytics cookies do not provide Loconomics with any Personal Information. Learn more about privacy at Google and to opt-out of this feature by installing the Google Analytics Opt-out Browser Add-on.
    • Web & App Analytics: Loconomics uses a specific cookie in order to facilitate the use of Google Universal Analytics for users logged-in to the Loconomics Service (“Logged-In User). If you are a Logged-In User, Loconomics may use your Loconomics user ID in combination with Google Universal Analytics and Google Analytics to track and analyze the pages and screens of the Loconomics Service you visit. We do this only to better understand how you use the Loconomics Service with a view to offering improvements for all Loconomics users; and to tailor our business and marketing activities accordingly, both generally and specifically to you. Google Analytics cookies do not provide Loconomics with any Personal Information. Learn more about privacy at Google and to opt-out of this feature by installing the Google Analytics Opt-out Browser Add-on.

    d) Information from Other Sources: We may also obtain information, including Personal Information, from third parties and sources other than the Site, as well as from other Users of the Services. For Service Professionals, such information may include Personal Information contained in background checks we receive, pursuant to our Background Check Policy, or applicable professional licenses or certifications.

    2. How We Use Information

    We use the information we collect to improve users' experience of the Loconomics Service, market and promote the Loconomics Service, and promote services offered by our Service Professionals. For example, we may use information to

    a) Operate the Loconomics Service, including performing analysis of how the Site and App are functioning, tracking your use of the Loconomics Service, for purposes of displaying relevant advertising and content, updating the Loconomics Service, and improving our the user experience;

    b) Remember your information so that you will not have to re-enter it during your visit or the next time you access the Site

    c) Provide Clients with customized offers from participating Service Professionals;

    d) Recommend certain Service Professionals or Services to Clients (e.g., to suggest Service Professionals to add to the Client's Favorites page or remind Client when it's time to rebook a service);

    e) Facilitate and fulfill requests for appointments with Service Professionals;

    f) Evaluate eligibility of Clients for certain offers or Services, and evaluate the types of offers or Services that may be of interest to Clients;

    g) Track redemption of Services and perform other analytics;

    h) Provide user support;

    i) Communicate and provide additional information that may be of interest to you about Loconomics, Service Professionals, and Partners, such as Loconomics news, special offers and coupons, announcements, surveys, sweepstakes, and marketing materials, unless you have told us you do not want to receive such emails;

    j) Send you reminders, technical notices, updates, security alerts, support messages, administrative messages, service bulletins, or marketing;

    k) Provide tailored advertisements, content, and information to Users through the Loconomics Service, email messages, text messages, applications, push notifications, or other methods of communication;

    l) Prevent fraud, enforce our corporate reporting obligations, Terms of Service, or comply with law;

    m) Inform Service Professionals when Clients have added them to their Favorites Page; and

    n) When Users rate or review other Users with whom they have transacted, their rating, Review, and User's first name and last initial will be published on Loconomics and may appear on third party websites, advertisements, or other marketing and promotional materials.

    o) Monitor and report aggregate usage metrics and the effectiveness of third-party marketing campaigns

    p) Track your entries, submissions, and status in any promotions or other activities.

    3. When and Why We Disclose Personal Information

    Except as otherwise stated in this Privacy Policy, we do not sell, trade, rent, or otherwise share for marketing purposes the Personal Information that we collect with third parties, unless you ask or authorize us to do so. We may share your Personal Information with third parties as follows:

    a) With affiliated companies (e.g., subsidiaries and other companies owned by or controlled by Loconomics) who may only use the Personal Information for the purposes described herein.

    b) With third party vendors who provide administrative, professional, financial, and communication services on our behalf, such as website hosting, processing and delivery mailings, providing customer support, conducting Background Checks, or providing credit card processing services (collectively known as “Service Providers”). We require such third-party Service Providers to promise to use such information only as necessary to provide the relevant services to us and in compliance with this Privacy Policy.

    c) We may share Client Personal Information (other than credit card information) with Service Professionals. We may provide your Personal Information to Service Professionals when if you purchased Services from that Service Professional through Loconomics, or if you participated in an offer, contest or other activity sponsored or offered through Loconomics on behalf of the Service Professional. We may also provide Service Professionals with Personal Information about Clients who have purchased the Service Professionals' Services, to send customized offers, to validate the purchases, to aid and troubleshoot redemption, to combat fraud, as part of legal proceedings affecting Loconomics and the Service Professional, to facilitate a direct relationship between Service Professionals and Clients, and to enable Service Professionals to communicate electronically with Clients who purchased the Service Professionals' Services.

    d) With Loconomics Partners or advertisers, as part of an offer, contest, distribution partnership, or other activity that is provided by or in conjunction with Loconomics and its Partners and in which you have elected to participate. For example, if you are referred to Loconomics from a Partner's website or through an invitation facilitated by or in conjunction with a Loconomics Partner, Loconomics may provide that Partner with Contact Information and Transactional Information.

    e) To effect a merger, acquisition, or otherwise; to support the sale or transfer of business assets; to enforce our rights or protect our property; to protect the rights, property or safety of others, investigate fraud, respond to a government request; or as needed to support auditing, compliance, and corporate governance functions. We may also disclose Personal Information in litigation or a regulatory action, and when required or advised to do so by law, such as in response to a subpoena, or similar legal process, including to law enforcement agencies, regulators, and courts where we operate. If Loconomics is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or prominent notice on our Site of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information. We may also disclose information about you that is not personally identifiable. For example, we may utilize or provide our Service Professionals, Partners, or other third parties with reports that contain anonymized, aggregated and/or statistical data about Users.

    f) If you are a Client:

    a. When a particular Service Professional is added to your Favorites Page, that information will be made public and will enable other Users to search, visit, or book appointments from your Favorites Page. Additionally, your page will display your real name, partial name, or pseudonym, as well as any other information you provide, including photographs, bios, and city and state. You may, however, hide this information from the public by marking your Favorite Page as “Private.”

    g) If you are a Service Professional:

    a. We may share some or all of your Personal Information, including but not limited to Calendaring Program Information, Services, Ratings and Reviews, Prices and Discounts, appointment availability, and related data (collectively "Service Professional Information") with Loconomics Clients seeking services and with Loconomics Partners and affiliates;

    b. We may feed Service Professional Information to third party websites (excluding Client lists), which may result in Service Professional Information appearing on a third-party website, mobile application or in search engine results; and such results may include a corresponding link to schedule an appointment through Loconomics.

    c. We may use certain Contact Information to promote your Services through a variety of online and offline advertising and promotion mediums, including, but not limited to Google, Google AdWords, Facebook Ads, Twitter, email distribution lists, and third-party Partners and Affiliates.

    d. If you have participated in any joint Loconomics service offerings or promotions with other Partners, Loconomics may disclose your Personal Information to its Partners, as part of such offer, contest, or other activity that is provided by or in conjunction with Loconomics and its Partners and in which you have elected to participate.

    4. Referral Programs

    Referring Friends to Loconomics. Loconomics enables you to refer friends to Loconomics. If you wish to refer friends to Loconomics, we provide you a unique referral link, which you can share directly with others via email, social media websites, or other communications methods. If someone clicks your link and takes a qualifying action, we may attribute that referral to you for certain purposes such as awarding reward credit. Loconomics does not collect Personal Information about the persons with whom you share your link until the persons click the link and engage directly with Loconomics.

    Referring Service Professionals to Loconomics. Loconomics enables you to refer Service Professionals to Loconomics. When you refer a new Service Professional, we send out an email to such Service Professional indicating that you are the referral source. Except for your name, no other information is provided to the Service Professional in our email.

    Authorization. By using the referral features on Loconomics, you hereby agree to and authorize the following: (a) Loconomics may use your e-mail address to email your contact about Loconomics, (b) Loconomics may use your name and e-mail address to identify who you are in any such invitation, and (c) Loconomics may follow up with any invitations initiated by you with two reminder emails to some contacts if they do not respond to the initial invitation.

    5. Your Choices

    We think that you benefit from a more personalized experience when we know more about you and the kinds of service offerings you like. However, you can limit the information you provide to Loconomics, and you can limit the communications that Loconomics sends to you.

    You can manage your email preferences by logging into your account through www.Loconomics.com, entering the "Account" section, and updating your Email Communication preferences under "Privacy Settings." You can also manage your subscriptions by following subscription management instructions contained in the commercial messages that we send you. You may choose to subscribe to some types of messages, and may choose to unsubscribe from others. You may update your subscription preferences from time to time. Please note that even if you unsubscribe from promotional email or text messages, we may still need to contact you with important transactional information related to your account and your purchases. For example, even if you have unsubscribed from our promotional email or text messages, we will still send you confirmations when you book a service through the Loconomics Service.

    You may manage how your browser handles cookies and related technologies by adjusting its privacy and security settings. Browsers are different, so refer to instructions related to your browser to learn about cookie-related and other privacy and security settings that may be available. You can opt-out of being targeted by certain third party advertising companies online at www.networkadvertising.org/consumer/opt_out.asp.

    If you wish to not have your information used for the purpose of serving you interest-based ads, you may opt-out by clicking HERE. Please note this does not opt you out of being served ads. You will continue to receive generic ads.

    You may manage how your mobile device and mobile browser share Location Information with Loconomics, as well as how your mobile browser handles cookies and related technologies by adjusting your mobile device privacy and security settings. Please refer to instructions provided by your mobile service provider or the manufacturer of your device to learn how to adjust your settings.

    You may also manage the sharing of certain Personal Information with us when you connect with us through a social media platform or application, such as through Facebook Connect. Please refer to the privacy settings of the social media website or application to determine how you may adjust our permissions and manage the interactivity between Loconomics and your social media account or your mobile device.

    If you wish to opt out of receiving offers directly from Loconomics Service Professionals or Partners, you can follow the opt-out instructions in the emails that they send you.

    6. Accessing and Correcting Personal Information

    Keeping Personal Information about you current helps ensure that we offer you the best service offerings available through our Service Professionals and Partners. You can access, update, and delete information you provided for your profile by logging into your account and accessing the "Account" section of the Website or sending us an email at support@loconomics.com.

    To protect your privacy and security, we take reasonable steps to verify your identity before granting you Account access or making corrections to your information. You are responsible for maintaining the secrecy of your unique password and Account information at all times.

    If you want to close your account or have other questions or requests, please contact us at support@loconomics.com. While we are ready to assist you in managing your subscriptions, closing your account, and removing your active profile, we cannot always delete records of past interactions and transactions.

    We reserve the right to retain information we collect in a way that we believe, in good faith, is appropriate or necessary to take precautions against liability, enforce our Terms of Service, maintain records for financial reporting, resolve disputes, comply with legal obligations or protect Loconomics or its users from fraudulent, abusive, or unlawful uses.

    7. Security of Personal Information

    The security of your personal information is important to us. Loconomics has implemented an information security program that contains administrative, technical, and physical controls that are designed to reasonably safeguard Personal Information. We follow generally accepted standards to facilitate compliance with HIPAA, including the following technological safeguards to protect the personal information submitted to us, both during transmission and once we receive it:

    a) patient/client information and other sensitive information (such as credit card numbers) are transferred using 168-bit SSL encryption; accounts require secure login with minimum password length enforcement;

    b) the production environment is protected by stand-alone firewalls with access limited to authorized personnel via encrypted channels;

    c) and offsite backups are made daily and stored in an encrypted state.

    Further, Loconomics requires all personnel with access to patient/client information for purposes of providing technical support to be trained in the privacy requirements of HIPAA. Loconomics does not share, sell, disclose or provide patient/client information to third parties unless required by law and in accordance with the terms of this Privacy Policy.

    Loconomics also provides numerous settings and features—including user-specific login, multiple user access levels, and the ability to easily add and remove users—to facilitate procedural standards that enable you to maintain overall HIPAA compliance.

    As with any technology, it's incumbent upon you to properly incorporate Loconomics into your business practices and make your own assessment of your resulting overall HIPAA compliance. No method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

    If you have any questions about security on our Website, you can contact us at support@loconomics.com.

    8. Notice to Residents of Countries outside the United States of America

    Loconomics is headquartered in the United States of America. Personal Information may be accessed by us or transferred to us in the United States or to our affiliates, Partners, Service Professionals, or Service Providers elsewhere in the world. By providing us with Personal Information, you consent to this transfer. We will protect the privacy and security of Personal Information according to our Privacy Policy, regardless of where it is processed or stored.

    9. Privacy Practices of Third Parties

    Except as otherwise expressly provided, this document addresses only the use and disclosure of information we collect from you or that you disclose to us. If you disclose your information to others besides Loconomics such as other users of the Service or other sites or services, different rules may apply to the use or disclosure of the information you disclose to them. We do not control the privacy policies of third parties, and you are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions and review the policies of any Service Professional or other third party before you disclose your Personal Information. If you access another website through a third party link provided by Loconomics, these other websites may place their own cookies or other files on your computer, collect data, or solicit personally identifiable information from you. We encourage you to read the privacy policies or statements of the other websites you visit.

    10. Communities

    The Loconomics Service may contain Communities and other areas where you may be able to publicly post information, communicate with others such as discussion boards or blogs, and submit media content. Prior to posting in these areas, please read our Terms of Service carefully. All the information you post will be accessible to anyone with Internet access, and any Personal Information you include in your posting may be read, collected, and used by others. For example, if you post your email address along with a public Service Professional review, you may receive unsolicited messages from other parties. Please avoid publicly posting Personal Information. If you have questions about Personal Information posted in our Communities, please contact support@loconomics.com.

    11. Facebook Connect

    Loconomics offers Facebook users the opportunity to interact with friends and to share on Facebook using Facebook Connect. If you are logged into both Loconomics and Facebook, when you use the Website's Facebook connection functions, we will link your Facebook account with your Loconomics account if the email addresses match. If the email addresses do not match, we may ask you if you want to link them and you must validate that you control the accounts. If you are already logged into Loconomics but not logged into Facebook, when you use the Website's Facebook connection functions, you will be prompted to enter your Facebook credentials or to sign up for Facebook. By proceeding through any of these scenarios, you grant Loconomics permission to access your Facebook profile information and to use it in accordance with the Facebook terms of use and this Privacy Policy.

    If you are not currently registered as a Loconomics User and you use the Website's Facebook connection functions, you will first be asked to enter your Facebook credentials and then be given the option to register and join Loconomics. Once you register with Loconomics and connect with Facebook, you will be able to automatically post recent Loconomics activity back to your Facebook wall. Please refer to the privacy settings in your Facebook account to manage the performance of your Facebook account.

    12. Social Media Widgets

    The Loconomics Service includes Social Media Features, such as the Facebook “like” button, Pinterest Pin button, and Twitter Follow button. These Features may collect your IP address, the page you are visiting on our site, and may set a cookie to enable the Feature to function properly. Social Media Features and Widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these Features are governed by the privacy policy of the company providing it.

    13. Testimonials

    We display personal testimonials of satisfied customers on our site in addition to other endorsements. With your consent we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at support@loconomics.com.

    14. Changes to this Privacy Policy

    From time to time, we may update this Privacy Policy to clarify our practices or to reflect new or different privacy practices, such as when we add new features to the Loconomics Service. If we make any material changes we will notify you by means of notice on the Loconomics Service prior to the change becoming effective and additionally may, at our discretion, notify you by email (sent to the email address specified in your account) of such changes. We encourage you to periodically review this page for the latest information about our privacy practices. Your continued use of the Loconomics Service constitutes your agreement to this Privacy Policy and any future revisions.

    15. Children

    The Loconomics Service is not directed to persons under 18. If a parent or guardian becomes aware that his or her child has provided us with personally identifiable information without the parent or guardian's consent, he or she should contact us at support@loconomics.com. We do not knowingly collect personally identifiable information from minors under 18. If we become aware that a minor under 18 has provided us with personal identifiable information, we will use reasonable efforts to promptly delete such information from our files.

    16. California Privacy Rights

    Pursuant to Section 1798.83 of the California Civil Code, residents of California can obtain certain information about the types of Personal Information that companies with whom they have an established business relationship have shared with third parties for direct marketing purposes during the preceding calendar year. In particular, the law provides that companies must inform consumers about the categories of Personal Information that have been shared with third parties, the names and addresses of those third parties, and examples of the types of services or products marketed by those third parties. To request a copy of the information disclosure provided by Loconomics pursuant to Section 1798.83 of the California Civil Code, please contact us via email to support@loconomics.com, or by writing us at the following address:

    Loconomics Cooperative, Inc.

    Attention: Privacy Policy Agent

    3150 18th Street Suite 438

    Mailbox 208

    San Francisco, CA 94110

    Phone Number: (415) 735-6025

    Please allow 30 days for a response.

    BACKGROUND CHECK AND LICENSE VERIFICATION POLICY

    Effective Date: February 1, 2016

    1. Guiding Principles and Summary

    Loconomics Cooperative has designed this Background Check and License Verification Policy (this “Policy”) with the goal of helping Clients feel at ease when booking Service Professionals, while creating work opportunities for Service Professionals that may have been served by our justice system. Loconomics intends to facilitate the provision of Services in a manner that is both informed and fair. In most cases, Background Checks will be done only at the option of the Service Professional, and Loconomics will not perform a Background Check without the consent of the Service Professional. However, for providers of “Sensitive Services,” defined below, Loconomics does require a Background Check. In addition, Loconomics requires License Verification for Service Professionals providing “Licensed Professional Services,” also defined below. The policy for and use of Background Check and License Verification information is detailed in this Policy below.

    Information discovered through the Background Check and License Verification processes will be used solely for the purpose of evaluating a Service Professional’s suitability to provide Sensitive Services, Licensed Professional Services, or other Services. It will not be used to discriminate against a Service Professional on the basis of race, color, religion/creed, sex/gender, age, sexual orientation, gender identity/expression, national origin, genetic information, marital/familial status, disability, military, veteran status, or any other classification protected by law.

    2. Definitions

    The “Authorized Initiator” is the person(s) formally designated by Loconomics as authorized to initiate Background Checks and License Verifications with Loconomics’ Background Researcher. The Authorized Initiator oversees the Background Check process, by managing Loconomics’ Background Researcher, informing the Background Researcher of the identities of people for whom it wishes to run Background Checks and License Verification, making decisions regarding what type of Background Check and License Verification is appropriate, interpreting Background Check and License Verification records once provided by the Background Researcher and displaying information using the Red/Yellow/Green Tiering system described in this Policy, including determining whether a Service Professional is eligible to provide Sensitive Services or Licensed Professional Services.

    A “Background Check” is defined as carrying out any one or more of the following on a Service Professional:

    a) criminal background check;

    b) license/certification history check;

    c) verbally confirming references or employment;

    d) educational history check;

    e) sex and/or violent offender check;

    f) healthcare sanctions check

    g) credit history check; or

    h) others.

    The nature and scope of the Background Check will vary on a position-by-position basis and will be determined at Loconomics’ sole discretion.

    A “Background Researcher” is either

    a) a third-party vendor (which, as of February 2016, is HireRight) chosen by Loconomics to conduct Background Checks or License Verification, or

    b) a Loconomics staff member tasked with conducting License Verification.

    A “Service Professional” is defined as a person who has created a User Account to provide Services through the Loconomics Service.

    “Licensed Professional Services” are defined as services for which a Service Professional’s state imposes licensure, certification, registration, or similar requirements upon the persons who perform these services.

    A “License Verification” is defined as carrying out research to verify that a Service Professional has any legally required professional license, certification, or registration required in connection with the type of Services to be offered by the Service Professional.

    “Sensitive Services” are defined as services offered to and specifically targeting vulnerable persons, such as those involving care for children, persons with disabilities, and the elderly. The mere offering of Services to the general public, including the elderly, children, and persons with disabilities, does not make the Services Sensitive Services. Rather, Services specifically targeted at these vulnerable populations are Sensitive Services. Loconomics shall have sole discretion to determine which Services offered via its Service constitute Sensitive Services.

    3. Required Background Checks

    Sensitive Services. Background Checks are required for any Service Professional offering to provide Sensitive Services via the Loconomics Service.

    a) The Background Check shall be carried out in accordance with the procedures outlined in this Policy.

    b) Loconomics shall publicly post the results of the Background Check only in summary form, utilizing the Red/Yellow/Green tiering system described below in order to provide Clients information upon which to make informed decisions. In no event shall Loconomics post specific information regarding the results of the Background Check (e.g., Loconomics shall not post any information about specific offenses committed or the particular type of conviction involved). Loconomics shall consider the Service Professional’s privacy at all times when posting the results of the Background Check.

    c) Any Service Professional who does not wish to undergo a Background Check may inform Loconomics that the Service Professional no longer wishes to provide Sensitive Services via the Loconomics Service by e-mailing support@loconomics.comor submitting a help ticket.

    Procedures for Carrying out a Background Check in Connection with the Provision of Sensitive Services.

    a) Service Professionals will be notified at the time they indicate their intent to provide Sensitive Services that they must successfully pass a Background Check prior to offering to provide Sensitive Services via the Loconomics Service.

    b) Background Checks will be conducted in accordance with applicable law. Once a Service Professional indicates their intent to provide Sensitive Services, Loconomics or appointed third-party vendor will provide the Service Professional an authorization form in accordance with the Fair Credit Reporting Act (FCRA) and/or California Investigative Consumer Reporting Agencies Act (ICRAA) or other similar laws in other states, if applicable. If requested, the Service Professional will be provided a copy of this Background Check policy. Any Service Professional who refuses to sign and return this authorization form consenting to a Background Check, refuses to provide information necessary to conduct the Background Check, or provides false or misleading information will not be permitted to offer to provide Sensitive Services.

    c) Upon receiving the Service Professional’s signed authorization form, the Background Check will be initiated by the Authorized Initiator. All Background Checks will be conducted by a third party service provider (the “Vendor”) at the direction of the Authorized Initiator.

    d) Upon completion of the Background Check, the Vendor will forward the results to the Authorized Initiator. The Vendor shall also inform the Service Professional of the results, provide the Service Professional an opportunity to review the report, and inform the Service Professional of their rights under the Fair Credit Reporting Act and the California Investigative Consumer Reporting Act, or similar laws in other states, if applicable.

    e) The Authorized Initiator will review the results in accordance with the Red/Yellow/Green Tier guidelines described below, provide Pre-Adverse Action Notices and/or Adverse Actions Notices as may be required below, and will make the final determination as to the Red/Yellow/Green Tier assigned to the Service Professional on the Service Professional’s profile page. If a Service Professional receives a Red Tier rating, the Service Professional may not offer to provide Sensitive Services via the Loconomics Service. The Service Professional may, however, offer to provide non-Sensitive Services via the Loconomics Service.

    f) The Loconomics online Service shall not permit a Service Professional to create a listing offering to provide Sensitive Services unless that Service Professional has passed a Background Check with satisfactory results. If the Service Professional attempts to create a listing offering to provide Sensitive Services without having undergone a Background Check, the Loconomics online Service will not permit the Service Professional to create this listing and will instruct the Service Professional as to the Background Check requirement. If the Service Professional attempts to add a category of Sensitive Services to that Service Professional’s profile page, the Loconomics online Service will block the Service Professional from offering these Sensitive Services via the Loconomics online Service.

    4. Discretionary Background Checks

    Service Professionals not Providing Sensitive Services. If a Service Professional is not required to undergo a Background Check as described in Section 3, the Service Professional may voluntarily choose to complete a Background Check. Background Checks may be required for Service Professionals at the discretion of Loconomics for any Service Professional or position not otherwise defined herein for any reason and at any time. In the event that a discretionary Background Check is carried out, the Service Professional may choose to withdraw as a Service Professional from Loconomics if the Service Professional does not wish to undergo or share results of a Background Check. If the Service Professional opts to the complete the Background Check, Loconomics shall publicly post the results of the Background Check in summary form, utilizing the “Red/Yellow/Green” tiering system described below in order to provide Clients information upon which to make informed decisions. In no event shall Loconomics post specific information regarding the results of the Background Check (e.g., Loconomics shall not post any information about specific offenses committed or the particular type of conviction involved). Loconomics shall consider the Service Professional’s privacy at all times when posting the results of the Background Check.

    5. Required License Verification

    Licensed Professional Services. License Verification is required for any Service Professional seeking to provide Licensed Professional Services.

    a) The License Verification shall be carried out in accordance with the procedures outlined in this Policy.

    b) The License Verification may involve the verification of a professional license, certification, or registration.

    c) Loconomics shall either (a) publicly post or link to the results of the License Verification in summary form; or (b) publicly post the results of the License Verification in summary form, utilizing the Red/Yellow/Green tiering system described below in order to provide Clients information upon which to make informed decisions.

    d) Any Service Professional who does not wish to undergo a License Verification may inform Loconomics that the Service Professional no longer wishes to provide Licensed Professional Services via the Loconomics Service by e-mailing support@loconomics.comor submitting a help ticket.

    Procedures for Carrying out a License Verification in Connection with the Provision of Licensed Professional Services.

    a) Service Professionals will be notified at the time they indicate their intent to provide Licensed Professional Services that Loconomics will carry out a License Verification. Service Professionals are required to disclose all required professional licenses, certifications, or registrations to Loconomics, and failure to do so may serve as the basis for Loconomics to terminate the Service Professionals’ User Account or to take other action Loconomics deems appropriate to protect Loconomics and its Clients.

    b) Loconomics shall verify that any license or certificate required by law and issued to a Service Professional is valid and unexpired and that the Service Professional is in good standing with the Licensed Professional Services’ regulatory board(s).

    c) Loconomics’ reliance on publicly available, online information posted by the relevant professional’s regulatory board shall be considered reasonable and sufficient to meet the requirements for the Background Check for Service Professionals offering Licensed Professional Services.

    5. Timing

    a) A Background Check or License Verification is not required as a prerequisite of registering to offer Services through the Loconomics Service.

    b) A required Background Check shall be carried out prior to the time at which a Service Professional offers to provide any Sensitive Services via the Loconomics Service.

    c) A required License Verification shall be carried out prior to the time at which a Service Professional offers to provide any Licensed Professional Services via the Loconomics Service.

    d) A discretionary Background Check may be required by Loconomics at any time, but a Service Professional has the right to dissociate from using the Loconomics Service if the Service Professional does not wish to undergo the discretionary Background Check.

    e) Service Professionals who have a completed an initial Background Check are not required to have an additional Background Check performed unless they do not provide any Services via the Loconomics Service for more than 2 years, or unless otherwise required by Loconomics, at their sole discretion.

    5. Red/Yellow/Green Tiering System

    Results from a Background Check or License Verification will be considered in the following manner:

    a) Automatic Green Tier. If the results of the Service Professional’s Background Check show no flagged items or only minor traffic violations, the Service Professional shall be ranked in the “Green Tier.” If the results of the Service Professional’s License Verification show that all relevant certifications, licenses, and registrations are in current and in good standing, the Service Professional shall be ranked in the “Green Tier.”

    b) Presumptive Red Tier. If the results of the Service Professional’s Background Check show that the Service Professional has been convicted of an offense involving serious violent acts, or child or persons with disabilities or elder abuse (excluding statutory rape offenses), then the Service Professional shall presumptively be ranked in the “Red Tier,” subject to the Pre-Adverse Action Procedures described below. The Service Professional shall not be permitted to offer to provide Sensitive Services unless the Service Professional demonstrates a compelling reason why such a “Red Tier” ranking is inappropriate. In the event that the Service Professional is assigned a “Red Tier” ranking, the Service Professional may offer to provide non-Sensitive Services, but Loconomics shall post the “Red Tier” notation assigned to the Service Professional on the Service Professional’s profile page (either directly or accessible by link).

    c) Yellow Tier. For Service Professionals who, after a Background Check, are not ranked as a Presumptive Red Tier or Automatic Green Tier, Loconomics will conduct a case-by-base review pursuant to the procedures outlined in section (d) below. After conducting this review, if Loconomics believes that the Service Professional’s suitability to offer Sensitive Services is below-average, but that the Service Professional should be permitted to offer these Sensitive Services, then Loconomics shall assign the Service Professional a “Yellow Tier” ranking in order to aid Clients in making informed decisions, subject to the Pre-Adverse Action Procedures described below.

    d) Case-By-Case Consideration. For Service Professionals who, after a Background Check, are not ranked as a presumptive Red Tier or Automatic Green Tier, determination of the Service Professional’s suitability to offer Sensitive Services will be made on a case-to-case basis and in accordance with applicable law. Loconomics’ consideration shall include, but not be limited to, the following factors:

    a. Number of offenses or misconduct and the circumstances of each;

    b. Length of time between the offense or misconduct and the time at which the Background Check is carried out;

    c. Age of Service Professional at the time of the offense;

    d. Other employment history;

    e. Evidence of rehabilitation efforts (or lack thereof);

    f. Severity and specific circumstances of the offense or misconduct;

    g. The relevance of the offense or misconduct to responsibilities of the position;

    h. Nature of work to be performed;

    i. Whether the Service Professional has pending charges; and

    j. Any other relevant information, including information submitted by the Service Professional or requested by the Authorized Initiator.

    Once Loconomics has considered the offenses in light of the factors above, Loconomics will determine whether the Service Professional should be assigned the ranking of Red Tier (meaning that the Service Professional is prohibited from offering Sensitive Services), Yellow Tier (meaning that the Service Professional may offer Sensitive Services, but that the Service Professional’s suitability for offering such services is below average), or Green Tier (meaning that the Service Professional’s Background Check showed no indication that the Service Professional is unsuitable to offer Sensitive Services).

    e) Arrest Information. Loconomics will not consider arrest information unless the arrest resulted in pending criminal charges. In such circumstances, Loconomics will contact the Service Professional, and may contact other parties to obtain further information in order to assess reliability of the charge information. Loconomics will consider any information revealed regarding convictions, although a Conviction (defined as a guilty verdict, a guilty plea, or a pleas of Nolo Contendere of felony or misdemeanor, other than minor traffic offenses) shall not automatically preclude the individual from offering Sensitive Services or obtaining a “Green Tier” ranking.

    f) Assignment of Tier Ranking, Pre-Adverse Action Notices, and Adverse Action Notices. After the Authorized Initiator has evaluated the results in accordance with the guidelines above, the Authorized Initiator shall assign the Service Professional a Red, Yellow, or Green Tier ranking. If a “Yellow Tier” or “Red Tier” ranking is assigned, Loconomics shall follow the procedures described below with respect to Pre-Adverse Action Notice and Adverse Action Notice. The tier ranking shall be posted or linked to on the Service Professional’s profile page along with an explanation as to the meaning of the ranking. This explanation may entail a general overview as to the types of offenses that might justify the ranking, but the explanation shall not include detail as to the particular offenses committed by the Service Professional or otherwise inappropriately disclose the Service Professional’s private information.

    g) Failure to Show Necessary License/Certification/Registration. If the results of a License Verification show that the Service Professional lacks any license, certification, and/or registration required in connection with Licensed Professional Services to be offered, then the Service Professional shall not be permitted to offer Licensed Professional Services unless the Service Professional provides information clearly confirming the existence and good standing of such license, certification, and/or registration. In the event that the Service Professional fails to show any required such license, certification, and/or registration, the Service Professional may offer to provide Services other than Licensed Professional Services.

    h) Pre-Adverse Action Notices. To the extent required by applicable law, Loconomics will notify the Service Professional in writing that adverse information was revealed during the Background Check or License Verification process that may impact the Service Professional’s ability to offer to provide services. Loconomics will provide a copy of the supporting Background Check or License Verification report to the Service Professional along with a copy of “A Summary of Your Rights Under the Fair Credit Reporting Act.” The Service Professional will be given no less than five days to challenge the information provided in the report and take steps to correct inaccuracies or provide explanation.

    A final adverse decision will not be made until the Service Professional’s new information has been considered or such time that the Service Professional fails to respond as required.

    i) Pre-Adverse Action Notices. To the extent required by applicable law, Loconomics will notify the Service Professional in writing that adverse information was revealed during the Background Check or License Verification process that may impact the Service Professional’s ability to offer to provide services. Loconomics will provide a copy of the supporting Background Check or License Verification report to the Service Professional along with a copy of “A Summary of Your Rights Under the Fair Credit Reporting Act.” The Service Professional will be given no less than five days to challenge the information provided in the report and take steps to correct inaccuracies or provide explanation.

    j) Adverse Action Notice. If, after considering the Service Professional’s response, Loconomics determines that the negative information revealed results in an adverse decision (e.g., that the Service Professional cannot offer to provide Sensitive Services, or that the Service Professional will be assigned a “Yellow Tier” or “Red Tier” ranking), a second written notification will be sent to the Service Professional. This notice shall include the following:

    a. The name, address, and phone number of the vendor Consumer Report Agency (CRA) that supplied the report;

    b. A statement that the CRA supplying the report did not make the decision to take the adverse action and cannot give specific reasons for it; and

    c. A notice of the Service Professional’s right to dispute the accuracy or completeness of any information the CRA furnished, and his or her right to an additional free consumer report from the agency upon request within 60 days and to dispute with the CRA the accuracy or completeness of any information in a consumer report furnished by the agency.

    6. Responsibility for Costs

    Service Professionals may be responsible for the costs associated with one Background Check each for offering to provide Sensitive Services. Service Professionals offering Licensed Professional Services may be responsible for the costs, if any, associated with License Verification. Should the Service Professional wish to carry out any further Background Checks, the Service Professional shall be solely responsible for the costs associated with such additional Background Checks. Loconomics shall clearly post on its Fees page whether Service Professionals are responsible for any fees associated with Background Checks and License Verification, and, if so, the amounts of such fees.

    7. Ongoing Self-Disclosure Requirements

    All Service Professionals providing Sensitive Services and/or who opted into a discretionary Background Check are required to self-disclose to Loconomics all post-Background Check criminal convictions or felony charges filed against them that occur on or after the date they become a Service Professional within three business days of the Conviction or felony charge. All Service Professionals offering Licensed Professional Services are required to fully and accurately disclose to Loconomics any changes to their professional licenses, certifications, and registrations.

    8. Disclaimer and Limitation of Liability

    Loconomics cannot and does not assume any responsibility for the accuracy or reliability of Background Check and License Verification information, the Tier System, and the decisions made thereunder, or any other information provided by or about Service Professionals. The scope of Background Checks and License Verification is limited and any information that is provided to Clients by Service Professionals, including but not limited to educational background, skill-level, and other self-descriptive information is offered on a solely volunteer basis by each Service Professional and is not verified by Loconomics unless specifically stated otherwise. Loconomics does not endorse any self-descriptive statements by Service Professionals and does not confirm nor deny the accuracy of these statements unless otherwise noted. BACKGROUND CHECK AND LICENSE VERIFICATION INFORMATION IS PROVIDED AS A COURTESY TO CLIENTS AND SHALL BE USED AT CLIENT’S OWN RISK. NEITHER LOCONOMICS NOR ITS AFFILIATES OR LICENSORS IS RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY SERVICE PROFESSIONAL OR CLIENT OF THE SERVICE AND YOU HEREBY RELEASE LOCONOMICS AND ITS AFFILIATES OR LICENSORS FROM ANY LIABILITY RELATED THERETO. LOCONOMICS AND ITS AFFILIATES AND LICENSORS SHALL NOT BE LIABLE FOR ANY CLAIM, INJURY, DAMAGE, OR LOSS INCLUDING BUT NOT LIMITED TO NEGLIGENT, INTENTIONAL, AND OTHER TORTIOUS OR CRIMINAL ACTS, ARISING IN CONNECTION WITH YOUR USE OF THE SERVICE WHEN COMMITTED BY ANY SERVICE PROFESSIONAL OR CLIENT OF THE SERVICE. NEITHER LOCONOMICS NOR ITS AFFILIATES OR LICENSORS SHALL BE LIABLE FOR ANY CLAIM, INJURY, DAMAGE, OR LOSS SUSTAINED BY SERVICE PROFESSIONALS IN CONNECTION WITH CLIENTS’ USE OF THE BACKGROUND CHECKS, TIER RESULTS, OR OTHER SUMMARY INFORMATION, INCLUDING MISUSE OR DISTRIBUTION OF THESE RESULTS BY CLIENTS. NEITHER LOCONOMICS NOR ITS AFFILIATES OR LICENSORS SHALL BE LIABLE FOR ANY CLAIM, INJURY, DAMAGE, OR LOSS SUSTAINED BY SERVICE PROFESSIONALS IN CONNECTION WITH LOCONOMICS’ DETERMINATION OF TIER RANKING OR PUBLICATION OF A SUMMARY OF BACKGROUND CHECK OR LICENSE VERIFICATION INFORMATION. NEITHER LOCONOMICS NOR ITS AFFILIATES OR LICENSORS SHALL BE LIABLE FOR ANY CLAIM, INJURY, DAMAGE, OR LOSS SUSTAINED BY CLIENT RESULTING FROM INACCURATE OR INCOMPLETE BACKGROUND CHECKS OR LICENSE VERIFICATION, MISREPORTED TIER RESULTS, OR ANY OTHER INACCURATE OR INCOMPLETE SUMMARY INFORMATION PROVIDED TO A CLIENT OR TO THE PUBLIC.

    Loconomics reserves the right to modify this Background Check Policy in whole or in part at any time. This Policy is intended as a guideline to assist in the consistent application of Loconomics’ policies and programs for Service Professionals. This policy does not create a contract, express or otherwise, with any Service Professional. Disqualification of a candidate based on information discovered in the Background Check is not subject to grievance or appeal by the Service Professional.

    FEES

    Effective Date: February 1, 2016

    1. Client Booking Fees

    Loconomics currently charges marketplace Clients a first-time booking fee of 10% of the cost of booked services up to a maximum of $10.00 the first time they book with each new Service Professional. There is no booking fees for subsequent bookings with the same Service Professional.

    2. Owner User Fees

    Loconomics currently charges Service Professionals a fee of $29.95 monthly or $299.95 to cover the costs of using the platform and running the cooperative. For Service Professionals that become Owners, this fee is their Owner User Fee described in the Cooperative Bylaws.

    3. Payment Processing Fees

    Loconomics currently charges Service Professionals a fee of $0.30 plus 2.9% of the Payment Amount less any Loconomics fees when a Client books using their credit card. This fee is to cover the costs of payment processing fees charged by our Payment Service Provider.

    4. Background Check Fees

    Loconomics' Background Researcher charges Service Professionals directly for Background Checks and License Verification. Currently, a Required Background Check for Service Professionals providing Sensitive Services range between $36.05 and $57.67 depending on the number of counties lived in seven years prior to the application date. Required License Verification is $10.75 per license. A Discretionary Background Check for Service Professionals not Providing Sensitive Services is $42.70. Please refer to the Background Check and License Verfication Policy for more information.

    BUSINESS ASSOCIATE AGREEMENT

    Effective Date: February 1, 2016

    1. Status of the Parties

    The parties hereby acknowledge and agree that a Service Professional (when applicable) is subject to HIPAA compliance as a covered entity or as a business associate “Covered Entity,” and that Loconomics “Business Associate” may be a Business Associate of Covered Entity under the HIPAA Security and Privacy Rule and the HITECH Act, each defined below.

    WHEREAS, Sections 261 through 264 of the federal Health Insurance Portability and Accountability Act of 1996, Public Law 104-191 “HIPAA”, known as “the Administrative Simplification provisions,” direct the U.S. Department of Health and Human Services to develop standards to protect the security, confidentiality, and integrity of health information; and

    WHEREAS, pursuant to the Administrative Simplification provisions, the Secretary of Health and Human Services issued regulations modifying 45 CFR Parts 160 and 164 (the “HIPAA Security and Privacy Rule”; and

    WHEREAS, the American Recovery and Reinvestment Act of 2009 (Pub. L. 111-5) “ARRA”, pursuant to Title XIII of Division A and Title IV of Division B, called the “Health Information Technology for Economic and Clinical Health” “HITECH” Act, provides modifications to the HIPAA Security and Privacy Rule (hereinafter, all references to the “HIPAA Security and Privacy Rule” are deemed to include all amendments to such rule contained in the HITECH Act, the HIPAA Final Omnibus Rule of 2013, and any accompanying regulations, and any other subsequently adopted amendments or regulations); and

    WHEREAS, the Parties wish to enter into or have entered into an arrangement whereby Business Associate will provide certain services to Covered Entity, and, pursuant to such arrangement, Business Associate may be considered a “business associate” of Covered Entity as defined in the HIPAA Security and Privacy Rule (hereby referred to as the “Arrangement Agreement”; and

    WHEREAS, Business Associate may have access to Protected Health Information “PHI”, as defined below, in fulfilling its responsibilities under such arrangement;

    THEREFORE, in consideration of the Parties’ continuing obligations under the Arrangement Agreement, compliance with the HIPAA Security and Privacy Rule, and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, and intending to be legally bound, the Parties agree to the provisions of this Business Associate Agreement (the “Agreement” in order to address the requirements of the HIPAA Security and Privacy Rule and to protect the interests of both Parties.

    2. Definitions

    Except as otherwise defined herein, any and all capitalized terms in this Agreement shall have the definitions set forth in the HIPAA Security and Privacy Rule. In the event of an inconsistency between the provisions of this Agreement and mandatory provisions of the HIPAA Security and Privacy Rule, as amended, the HIPAA Security and Privacy Rule shall control. Where provisions of this Agreement are different than those mandated in the HIPAA Security and Privacy Rule, but are nonetheless permitted by the HIPAA Security and Privacy Rule, the provisions of this Agreement shall control.

    The term “Protected Health Information” or “PHI” shall have the definition set forth in the HIPAA Security and Privacy Rule, limited to PHI that is created, received, maintained, or transmitted on behalf of Covered Entity by Business Associate pursuant to the Agreement. “Protected Health Information” includes without limitation “Electronic Protected Health Information” or “EPHI,” as defined in the HIPAA Security and Privacy Rule, limited to EPHI that is created, received, maintained, or transmitted on behalf of Covered Entity by Business Associate pursuant to the Agreement.

    3. Confidentiality and Security Requirements

    Business Associate agrees to the following obligations:

    a) Use or Disclosure of PHI. Business Associate agrees to use or disclose any Protected Health Information solely:

    a. for meeting its obligations as set forth in any agreements between the Parties evidencing their business relationship, for services as described in such agreement(s), or

    b. as required by applicable law, rule or regulation, or by any accrediting or credentialing organization to whom Covered Entity is required to disclose such information or as otherwise permitted or required under this Agreement, the Arrangement Agreement (if consistent with this Agreement and the HIPAA Security and Privacy Rule), or the HIPAA Security and Privacy Rule, and

    c. as would be permitted by the HIPAA Security and Privacy Rule if such use or disclosure were made by Covered Entity. All such uses and disclosures shall be subject to the limits set forth in 45 CFR § 164.514 regarding limited data sets and 45 CFR § 164.502(b) regarding the minimum necessary requirements. Business Associate agrees, to the extent that Business Associate is to carry out one or more of Covered Entity’s obligation(s) under Subpart E of 45 C.F.R. Part 164, to comply with the requirements of Subpart E of 45 C.F.R. Part 164 that apply to Covered Entity in the performance of such obligation(s).

    b) Disposition of PHI. Upon termination of this Agreement, if feasible, Business Associate will return or destroy all Protected Health Information received from or created or received by Business Associate on behalf of Covered Entity that Business Associate still maintains in any form and retain no copies of such information. It may not be feasible for Business Associate to return or destroy all copies of Protected Health Information. In such cases, where Business Associate determines, in its sole discretion, that such return or destruction is not feasible, the Parties will extend the protections of this Agreement to the information and Business Associate will limit further uses and disclosures solely to those purposes as originally intended under this Agreement.

    c) Security of PHI. Business Associate agrees to ensure that its agents, including a subcontractor, that create, receive, maintain, or transmit Protected Health Information on behalf of Business Associate agree to the same restrictions and conditions that apply to Business Associate with respect to such information and agree to implement reasonable and appropriate safeguards to protect the confidentiality, integrity, and availability of any of such information which is Electronic Protected Health Information.

    d) Notification of Breach of PHI. Business Associate shall, following the discovery of a breach of unsecured PHI, as defined in the HIPAA Security and Privacy Rule, notify the Covered Entity of such breach pursuant to the terms of 45 CFR § 164.410 and reasonably cooperate in the Covered Entity’s breach analysis procedures, including risk assessment, if requested. A breach shall be treated as discovered by Business Associate as of the first day on which such breach is known to Business Associate or, by exercising reasonable diligence, would have been known to Business Associate. Business Associate will provide such notification to Covered Entity without unreasonable delay and in no event later than twenty (20) calendar days after discovery of the breach. Such notification will contain the elements required in 45 CFR § 164.410.

    e) Permitted Use of PHI. Notwithstanding the prohibitions set forth in this Agreement, Business Associate may use and disclose Protected Health Information:

    a. if necessary, for the proper management and administration of Business Associate services or to carry out the legal responsibilities of Business Associate, provided that as to any such disclosure,

    b. the disclosure is required by law; or

    c. Business Associate obtains reasonable assurances from the person to whom the information is disclosed that it will be held confidentially and used or further disclosed only as required by law or for the purpose for which it was disclosed to the person, and the person notifies Business Associate of any instances of which it is aware in which the confidentiality of the information has been breached; or for data aggregation services, if to be provided by Business Associate for the health care operations of Covered Entity pursuant to any agreements between the Parties evidencing their business relationship, or as mutually agreed in writing by both Parties. For purposes of this Agreement, data aggregation services means the combining of Protected Health Information by Business Associate with the protected health information received by Business Associate in its capacity as a business associate of another covered entity, to permit data analyses that relate to the health care operations of the respective covered entities.

    f) Safeguarding PHI. Business Associate will implement appropriate safeguards to prevent use or disclosure of Protected Health Information other than as permitted in this Agreement or required or permitted by applicable law. Business Associate will implement administrative, physical, and technical safeguards that reasonably and appropriately protect the confidentiality, integrity, and availability of any Electronic Protected Health Information that it creates, receives, maintains, or transmits on behalf of Covered Entity as required by the HIPAA Security and Privacy Rule and will comply, where applicable, with Subpart C of 45 C.F.R. Part 164 with respect to such Electronic Protected Health Information to prevent use or disclosure of such electronic PHI other than as provided for by this Agreement.

    g) Audit of Business Associate’s Records. The Secretary of Health and Human Services shall have the right to audit Business Associate’s records and practices related to use and disclosure of Protected Health Information to ensure Covered Entity’s compliance with the terms of the HIPAA Security and Privacy Rule.

    h) Unauthorized Use of PHI. Business Associate shall report to Covered Entity any use or disclosure of Protected Health Information which is not in compliance with the terms of this Agreement of which it becomes aware. Business Associate shall report to Covered Entity any Security Incident of which it becomes aware.

    4. Availability of PHI

    Restrictions on Disclosures of PHI. Business Associate agrees to comply with any requests for restrictions on certain disclosures of Protected Health Information maintained in a Designated Record Set pursuant to Section 164.522 of the HIPAA Security and Privacy Rule to which Covered Entity has agreed and of which Business Associate is notified by Covered Entity, if any.

    Access. Business Associate agrees to comply with any requests for preferences of access of Protected Health Information maintained in a Designated Record Set pursuant to Section 164.522 of the HIPAA Security and Privacy Rule to which Covered Entity has agreed and of which Business Associate is notified by Covered Entity, if any. Business Associate agrees to make available Protected Health Information to the extent and in the manner required by Section 164.524 of the HIPAA Security and Privacy Rule. Business Associate agrees to make Protected Health Information maintained in a Designated Record Set available for amendment and incorporate any amendments to Protected Health Information maintained in a Designated Record Set in accordance with the requirements of Section 164.526 of the HIPAA Security and Privacy Rule.

    Accounting. In addition, Business Associate agrees to make Protected Health Information available for purposes of accounting of disclosures, as required by Section 164.528 of the HIPAA Security and Privacy Rule and Section 13405(c)(3) of the HITECH Act. Business Associate and Covered Entity shall cooperate in providing any accounting required on a timely basis.

    5. Obligations of Covered Entity

    Changes in Authorization. Covered Entity shall inform Business Associate, in writing and in a timely manner, of any changes in, or withdrawal of, any authorization provided to Covered Entity by any Individual pursuant to 45 CFR § 164.508, to the extent that such changes or withdrawal may affect Business Associate’s use or disclosure of PHI. In addition, Covered Entity shall notify Business Associate, in writing and in a timely manner, of any restriction to the use or disclosure of PHI that Covered Entity has agreed to in accordance with 45 CFR § 164.522, to the extent that such restriction may affect Business Associate’s use or disclosure of PHI. Covered Entity shall promptly notify Business Associate of any breach by Covered Entity of any obligation under the HIPAA Security and Privacy Rule as such breach relates to PHI as defined herein. Covered Entity shall not request Business Associate to use or disclose PHI in any manner that would not be permissible under the HIPAA Security and Privacy Rule if done by Covered Entity, and Business Associate is not required to use or disclose PHI in any manner that would not be permissible under the HIPAA Security and Privacy Rule if done by Covered Entity.

    Minimum Necessary. Covered Entity shall disclose to Business Associate only the “Minimum Necessary” amount of PHI for Business Associate to perform the services in Arrangement Agreement and its rights and obligations under this Agreement, and only in compliance with the HIPAA Security and Privacy Rule.

    6. Term and Termination

    Term. This Agreement shall commence when the Covered Entity begins using the Loconomics Service and shall continue until (a) either party terminates this Agreement in writing; or (b) all PHI provided by Covered Entity to Business Associate, or created or received by Business Associate on behalf of Covered Entity, is destroyed or returned to Covered Entity.

    Termination for Cause. Notwithstanding anything in this Agreement to the contrary, either Party shall have the right to terminate this Agreement upon thirty (30) days written notice and opportunity to cure to the other Party if the Party reasonably determines that the other Party has violated any material term of this Agreement. If the other party fails to timely cure the violation, the non-violating party may terminate this Agreement.

    7. Miscellaneous

    No Third Parties. Except as expressly stated herein or within the HIPAA Security and Privacy Rule, the Parties to this Agreement do not intend to create any rights in any third parties.

    Entire Agreement, Amendments, Assignment, Relationship, Waiver, Governing Law. This Agreement is the entire agreement between the parties in connection with the subject matter herein and this Agreement may be amended or modified only in a writing signed by the Parties. Either party may assign, sublicense, delegate or transfer all or any portion of its rights or responsibilities under this Agreement by operation of law or otherwise to any subsidiaries or affiliates thereof, or to any other party, in connection with a sale of the business related to this Agreement or to the Arrangement Agreement. Any assignment of this Agreement by Business Associate in connection with a sale of this business shall relieve Business Associate from any further liability hereunder. None of the provisions of this Agreement are intended to create, nor will they be deemed to create any relationship between the Parties other than that of independent parties contracting with each other solely for the purposes of effecting the provisions of this Agreement and any other agreements between the Parties evidencing their business relationship. This Agreement will be governed by California law, without regard to its choice of law provisions. No change, waiver or discharge of any liability or obligation hereunder on any one or more occasions shall be deemed a waiver of performance of any continuing or other obligation, or shall prohibit enforcement of any obligation, on any other occasion. In the event that any provision of this Agreement is held by a court of competent jurisdiction to be invalid or unenforceable, the remainder of the provisions of this Agreement will remain in full force and effect. In addition, in the event a Party believes in good faith that any provision of this Agreement fails to comply with the then-current requirements of the HIPAA Security and Privacy Rule, including any then-current requirements of the HITECH Act or its regulations, such Party shall notify the other Party in writing. For a period of up to thirty (30) days, the Parties shall address in good faith such concern and amend the terms of this Agreement, if necessary to bring it into compliance. If, after such thirty (30)-day period, the Agreement fails to comply with the HIPAA Security and Privacy Rule, including the HITECH Act, then either Party has the right to terminate upon written notice to the other Party.

    Minimum Requirements. The Parties agree that, in the event that any documentation of the Arrangement Agreement pursuant to which Business Associate provides services to Covered Entity contains provisions relating to the use or disclosure of Protected Health Information that are more restrictive than the provisions of this Agreement, the provisions of the more restrictive documentation will control. The provisions of this Agreement are intended to establish the minimum requirements regarding the Parties’ use and disclosure of Protected Health Information.

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